tag:blogger.com,1999:blog-61831175906481201992024-03-07T01:15:15.636-08:00Pembiayaan Peribadi Untuk Kakitangan KerajaanAll About Personal Financing @ Personal Loan + House Financing @ Housing Loan + CC Balance Transfer + Government Staff + GLC, + Badan Berkanun + Biro Angkasa.
to can apply + get information here..http://azjamaludin.blogspot.com
or
Ahmad Zawawi - 0172121978 - azjamaludin@gmail.com /
-Authorized Agent for Bank and Koperasi - No Processing Fees - No Extra Fees - No Duit Kopi - No Mark Up - No Agent Fees - Service FOC - Unknownnoreply@blogger.comBlogger18125tag:blogger.com,1999:blog-6183117590648120199.post-50093618281038946462021-06-03T21:37:00.003-07:002021-06-03T21:37:24.534-07:00Pembiayaan Peribadi Kakitangan Kerajaan<p> </p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiIXP-7Aa7utePFzmaZiDS1HZVL59QD1VmC2CPFlMmnl0B-OWKWeA_e28yE68kDFLLgDzrkzveOoeKc3Jh8uza4dsFMR_SyTX0LNgL1_ZvNsJ68ffhC-J8cPhzwl2rMLN-lszpyte1_U57r/s896/FB_IMG_1622596345374.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="896" data-original-width="717" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiIXP-7Aa7utePFzmaZiDS1HZVL59QD1VmC2CPFlMmnl0B-OWKWeA_e28yE68kDFLLgDzrkzveOoeKc3Jh8uza4dsFMR_SyTX0LNgL1_ZvNsJ68ffhC-J8cPhzwl2rMLN-lszpyte1_U57r/w256-h320/FB_IMG_1622596345374.jpg" width="256" /></a></div><br /><p></p><p>Promosi PKP/B PEMBIAYAAN PERIBADI PUBLIC ISLAMIC BANK BAE-i-MCCM Tanpa Pengesahan Majikan Dan dokumen tanpa sign majikan Untuk Semua Kakitangan Kerajaan AG Sahaja</p><p>✅ Kadar Faedah serendah 3.99%* [Kadar Tetap] Sehingga tempoh maksimum 10 tahun</p><p>*Tertakluk Terma dan Syarat</p><p>● Hubungi Pegawai Pemasaran di bawah utk Semakan kelayakan /Info Lanjut.</p><p>Konsultasi Dan perkhidmatan adalah 100% Percuma:</p><p>Ahmad Zawawi- 0172121978</p><p>WhatsApps:</p><p>https://www.wasap.my/60172121978/SayaBerminatPembiayaanPIBB</p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-6183117590648120199.post-2561199408381260772020-01-08T00:18:00.003-08:002020-01-30T22:38:24.048-08:00Pembiayaan Peribadi Public Islamic Bank BAE-iTerbuka Untuk Kakitangan Kerajaan,Badan Berkanun Dan GLC yang Terpilih<br />
Bekerja 6 bulan dan Ke atas*<br />
Untuk Berjawatan Tetap sahaja. (belum confirm boleh Cuba janji 6bulan-1 tahun bekerja di jabatan yang sama)<br />
Gaji minimum RM1500 keatas<br />
Potongan Melalui Biro Angkasa<br />
Kiraan DSR yang tinggi<br />
Rate 3.99% Pembiayaan RM100k keatas<br />
Rate 4.45% Pembiayaan RM5k-99k<br />
Hubungi:Call/WhatsApp 0172121978 (Ahmad) untuk maklumat lanjut.<br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhp-grgSfUtbPZc1v-noE94pReyW_iJ8CVNnIAmCZu3v6Qon4H4azkzeHopmcI8HIovfc6OAngHvy7INRaNVQ5DCSUA2tPLksXSHwtzY_CkdYpLHuHIx_usBZM5_xTJGw-A2aW64PKN6nkq/s1600/Screenshot_2020-01-04-14-08-48-66.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1280" data-original-width="720" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhp-grgSfUtbPZc1v-noE94pReyW_iJ8CVNnIAmCZu3v6Qon4H4azkzeHopmcI8HIovfc6OAngHvy7INRaNVQ5DCSUA2tPLksXSHwtzY_CkdYpLHuHIx_usBZM5_xTJGw-A2aW64PKN6nkq/s320/Screenshot_2020-01-04-14-08-48-66.png" width="180" /></a></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjAd2M3NwTXeoSjAsE8bsiYysWtT8Tcp3bVR56tIZgNVWh-_U75sUeupkQQ8ygCS33YmgAm76cbbYmgb_2pL0ftH9L8p9mf1M2kSPumZeaAt94seGtmurVVHfeG79QRzEGBp6L0wehZOGv7/s1600/Screenshot_2020-01-04-14-08-53-81.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1280" data-original-width="720" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjAd2M3NwTXeoSjAsE8bsiYysWtT8Tcp3bVR56tIZgNVWh-_U75sUeupkQQ8ygCS33YmgAm76cbbYmgb_2pL0ftH9L8p9mf1M2kSPumZeaAt94seGtmurVVHfeG79QRzEGBp6L0wehZOGv7/s320/Screenshot_2020-01-04-14-08-53-81.png" width="180" /></a></div>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-6183117590648120199.post-13489900788109760862019-10-14T17:06:00.000-07:002019-10-14T17:06:15.899-07:00<b>Tips Untuk Mendapatkan Pembiayaan Peribadi / Personal Loan Bagi Kakitangan Awam.</b><br />
<b><br /></b>
Alasan Biasa Pelanggan untuk mendapatkan Pembiayaan Peribadi (Personal Loan)<br />
* untuk kegunaan peribadi<br />
* membeli kereta<br />
* membeli rumah (tanah/rumah murah/lelong/deposit rumah/renovasi)<br />
* melancong<br />
* membayar hutang (overlap hutang lama/settle kredit kad)<br />
* perubatan<br />
* investment<br />
* berkahwin<br />
<br />
Apa pun alasan anda untuk mendapatkan Pembiayaan Peribadi. Yang penting anda perlu untuk menjaga kredit scoring (CTOS/CCRIS) anda. Jika anda tidak pernah membuat sebarang pembiayaan peribadi (personal loan). Agak susah untuk bank meluluskan untuk kadar yang besar kecuali jika anda bekerja di sektor Kerajaan. Mendapatkan pembiayaan jika anda bekerja di sektor swasta, adalah amat sukar jika dibandingkan jika anda bekerja di sektor kerajaan yang lebih mudah. Bank mempunyai kriteria tersendiri dan setiap bank adalah berlainan cara prosesnya. Jalan terbaik adalah anda mencuba di beberapa buah Bank. Permohonan Pembiayaan dari Golongan Wanita adalah lebih senang untuk diluluskan dari Golongan Lelaki. Rekod bayaran dengan dari komitmen yg tersedia ada<br />
adalah penting untuk melayakkan anda membuat permohonan dengan pihak Bank.<br />
<br />
<b>Syarat Bagi Kakitangan Kerajaan:</b><br />
Berumur 21 Tahun dan keatas<br />
Berstatus Tetap (Tak sah Jawatan/ Berpencen Masih Boleh membuat permohonan)<br />
Bekerja melebihi 2 Bulan<br />
Berstatus Kontrak tidak layak kecuali jika anda di Jabatan KEMAS.<br />
Berstatus Sementara juga tidak layak untuk membuat permohonan.<br />
<br />
Mempunyai rekod pembayaran yang tidak Baik dan disenarai hitam oleh pihak kewangan ada tempat yang masih boleh buat dengan syarat kena menyelesaikan akaun yg bermasalah di dalam permohonan dengan Bank.<br />
<br />
Dan pilihan untuk Kakitangan Kerajaan untuk membuat Pembiayaan Peribadi adalah dengan Pihak Koperasi. Ada banyak pilihan untuk Kakitangan Kerajaan untuk Koperasi. Pilihlah yang memberikan anda kadar tahunan (rate/%) yg rendah disamping 'payout' yang tinggi. Beserta dengan Kadar penyelesaian yang rendah pada masa hadapan jika anda ingin menyelesaikan pembiayaan awal. Pihak Koperasi juga menawarkan pilihan pembiayaan peribadi untuk Kakitangan Awam, Badan Berkanun, Hospital Kerajaan, Universiti Awam dan Selected GLC.<br />
<br />
<b>Dokumentasi:</b><br />
IC<br />
3 bulan payslip terkini<br />
Surat Pengesahan dari Majikan<br />
<br />
Di atas adalah dokumen basic yang diperlukan oleh pihak bank. Selain dari borang permohonan dan Borang potongan Angkasa.<br />
<br />
Kelulusan adalah bergantung kepada pihak bank dan kebiasaannya masa yang diambil oleh pihak Bank untuk memberikan kelulusan adalah dari 2- 5 hari bekerja.<br />
<br />
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Tekan WhatsApp link Link dibawah utk semak kelayakan anda:<br /><a data-ft="{"tn":"-U"}" data-lynx-mode="async" data-lynx-uri="https://l.facebook.com/l.php?u=https%3A%2F%2Fwa.me%2F60172121978%3Ffbclid%3DIwAR0rKspOBJ5pyEjx6OYEVDCjbboZIaEDVsQwm4TiNsuWyxTplggOEKcpvTg&h=AT05Z0XnMtF-698wZw-nQxnKqASSbv6mgYDSM5244n3oUYNu5l24q8-v5iG4GfydARRezUDgSUVjMTs0WeiabDc-Z1m54PIYowdPrFsINAB-8jU_-X6KqjiQoJ_KDNp1JhU-2mQ83xOmzdVPyDxrfspfyuZG2efnBX9Kxxi70_YNxbMjoQcJjU2R05ddQkxGHx9EB30m-KHC-lnNgO-lDkPGbEUn7X81jQR0IvqyXUHcCNyrUCM9cjZ4tMjq1MyCdA-w_tWmOFcUiCvSOjYpSx8VmbUNi0R5S-SA6wdgDUQYxrqZW7oV_lYKIvKjiqVwWJOVKBPe7kP_iFz9JG1RyvpUWiqj5jN2qlnI7nCO5ii4S1eRWLxPrekTFIjC2vX1uQ_i0-5ETLIBvGHcb2QiqDIIn7uT4lxQVNchHPj9QfN_7wxiHhXdSzbExRvsLJ87ojJIksZDC2d_XIjbupBoRHVGyadA-K1pULpa9nw1AxXfqkzsZdZjPP4rfJLKlEilaLduMDjJCN4luUrHzR6rT6OJON-ymelvHgKJJQQEXP6PGqyYz0jaCjA9SBZuXof-eKGzVtHo6444NJ5pa5efcI5oLqFdshtqKm5nE5KTvcdqodk52CZKX5NdJxcivv4l8S5oi_uw0fFJDA" href="https://wa.me/60172121978?fbclid=IwAR0rKspOBJ5pyEjx6OYEVDCjbboZIaEDVsQwm4TiNsuWyxTplggOEKcpvTg" rel="noopener nofollow" style="color: #385898; cursor: pointer; font-family: inherit; text-decoration-line: none;" target="_blank">https://wa.me/60172121978</a></div>
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Trusted Authorized Agent utk Bank Dan Koperasi Tanpa mengenakan sebarang agent/service fees<br />Panel Bank <a class="_58cn" data-ft="{"type":104,"tn":"*N"}" href="https://www.facebook.com/hashtag/scb?source=feed_text&epa=HASHTAG&__xts__%5B0%5D=68.ARAPW7iBoGioaPauf4R6_UZ3XJBr3GTKD3zprtVhm0dIYvHZlvK2WKWT9aioA2KC-rpG6k8ms99RlctPPZY0v4drfpvfT1QPY4320Efc9bOcPfQnGlEYTLJLRSehKCP2T5QEwwxDKcblZM9LaX_4Ks-0OoGPUXQzmq2jTsey7Rz3bsssEOkcb6sz3Jvlg49f250EGLfLTZNHbR3E8WMdC1PbcOR1UdymaJvPPzZeh3CeFGxuGy8CI4lOGDG82YOB8hDNVtnrx1uZZzJP9h8W3VUJtDE3l7aBWkFcG9rxN3iZb7o-eVhsYFKfUE5VPSstviopHfMwNWRDpSoJKmUCdno&__tn__=%2ANK-R" style="color: #385898; cursor: pointer; font-family: inherit; text-decoration-line: none;"><span class="_5afx" style="direction: ltr; font-family: inherit; unicode-bidi: isolate;"><span aria-label="hashtag" class="_58cl _5afz" style="color: #365899; font-family: inherit; unicode-bidi: isolate;">#</span><span class="_58cm" style="font-family: inherit;">SCB</span></span></a>-MCCM <a class="_58cn" data-ft="{"type":104,"tn":"*N"}" href="https://www.facebook.com/hashtag/pibb?source=feed_text&epa=HASHTAG&__xts__%5B0%5D=68.ARAPW7iBoGioaPauf4R6_UZ3XJBr3GTKD3zprtVhm0dIYvHZlvK2WKWT9aioA2KC-rpG6k8ms99RlctPPZY0v4drfpvfT1QPY4320Efc9bOcPfQnGlEYTLJLRSehKCP2T5QEwwxDKcblZM9LaX_4Ks-0OoGPUXQzmq2jTsey7Rz3bsssEOkcb6sz3Jvlg49f250EGLfLTZNHbR3E8WMdC1PbcOR1UdymaJvPPzZeh3CeFGxuGy8CI4lOGDG82YOB8hDNVtnrx1uZZzJP9h8W3VUJtDE3l7aBWkFcG9rxN3iZb7o-eVhsYFKfUE5VPSstviopHfMwNWRDpSoJKmUCdno&__tn__=%2ANK-R" style="color: #385898; cursor: pointer; font-family: inherit; text-decoration-line: none;"><span class="_5afx" style="direction: ltr; font-family: inherit; unicode-bidi: isolate;"><span aria-label="hashtag" class="_58cl _5afz" style="color: #365899; font-family: inherit; unicode-bidi: isolate;">#</span><span class="_58cm" style="font-family: inherit;">PIBB</span></span></a>-MCCM <a class="_58cn" data-ft="{"type":104,"tn":"*N"}" href="https://www.facebook.com/hashtag/rhb?source=feed_text&epa=HASHTAG&__xts__%5B0%5D=68.ARAPW7iBoGioaPauf4R6_UZ3XJBr3GTKD3zprtVhm0dIYvHZlvK2WKWT9aioA2KC-rpG6k8ms99RlctPPZY0v4drfpvfT1QPY4320Efc9bOcPfQnGlEYTLJLRSehKCP2T5QEwwxDKcblZM9LaX_4Ks-0OoGPUXQzmq2jTsey7Rz3bsssEOkcb6sz3Jvlg49f250EGLfLTZNHbR3E8WMdC1PbcOR1UdymaJvPPzZeh3CeFGxuGy8CI4lOGDG82YOB8hDNVtnrx1uZZzJP9h8W3VUJtDE3l7aBWkFcG9rxN3iZb7o-eVhsYFKfUE5VPSstviopHfMwNWRDpSoJKmUCdno&__tn__=%2ANK-R" style="color: #385898; cursor: pointer; font-family: inherit; text-decoration-line: none;"><span class="_5afx" style="direction: ltr; font-family: inherit; unicode-bidi: isolate;"><span aria-label="hashtag" class="_58cl _5afz" style="color: #365899; font-family: inherit; unicode-bidi: isolate;">#</span><span class="_58cm" style="font-family: inherit;">RHB</span></span></a>-IDSB <a class="_58cn" data-ft="{"type":104,"tn":"*N"}" href="https://www.facebook.com/hashtag/koperasi?source=feed_text&epa=HASHTAG&__xts__%5B0%5D=68.ARAPW7iBoGioaPauf4R6_UZ3XJBr3GTKD3zprtVhm0dIYvHZlvK2WKWT9aioA2KC-rpG6k8ms99RlctPPZY0v4drfpvfT1QPY4320Efc9bOcPfQnGlEYTLJLRSehKCP2T5QEwwxDKcblZM9LaX_4Ks-0OoGPUXQzmq2jTsey7Rz3bsssEOkcb6sz3Jvlg49f250EGLfLTZNHbR3E8WMdC1PbcOR1UdymaJvPPzZeh3CeFGxuGy8CI4lOGDG82YOB8hDNVtnrx1uZZzJP9h8W3VUJtDE3l7aBWkFcG9rxN3iZb7o-eVhsYFKfUE5VPSstviopHfMwNWRDpSoJKmUCdno&__tn__=%2ANK-R" style="color: #385898; cursor: pointer; font-family: inherit; text-decoration-line: none;"><span class="_5afx" style="direction: ltr; font-family: inherit; unicode-bidi: isolate;"><span aria-label="hashtag" class="_58cl _5afz" style="color: #365899; font-family: inherit; unicode-bidi: isolate;">#</span><span class="_58cm" style="font-family: inherit;">KOPERASI</span></span></a> KOBETA #KOPERASI UKHWAH #KOPERASI KOPUTRI</div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg_g9ZRG2CuiszdBZquhvUGC7yVUsng5dN6oOPGdRT2GdFR0PbGjO53gT4SMcxFvGBise2S-b9ATnW7a1m2fnpgvpiM6xUZkF7ao_-4YBCPAJPvinypdAjTEx6W_pxhCtovrQCdP-fYxjBZ/s1600/66380603_474505906455060_1735583403706679296_o.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="720" data-original-width="1280" height="180" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg_g9ZRG2CuiszdBZquhvUGC7yVUsng5dN6oOPGdRT2GdFR0PbGjO53gT4SMcxFvGBise2S-b9ATnW7a1m2fnpgvpiM6xUZkF7ao_-4YBCPAJPvinypdAjTEx6W_pxhCtovrQCdP-fYxjBZ/s320/66380603_474505906455060_1735583403706679296_o.jpg" width="320" /></a></div>
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<br />Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-6183117590648120199.post-87815254746889373042019-10-13T16:58:00.003-07:002019-10-13T16:58:52.469-07:00<div class="MsoNormal">
<b><span style="background: rgb(250, 250, 249); font-family: "Century Gothic"; font-size: 11pt; letter-spacing: 0pt;">Apa Itu AKPK.</span></b><b><span style="background: rgb(250, 250, 249); font-family: "Century Gothic"; font-size: 11pt; letter-spacing: 0pt;"><o:p></o:p></span></b></div>
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<span style="background: rgb(250, 250, 249); font-family: "Century Gothic"; font-size: 11pt; letter-spacing: 0pt;">Agensi Kaunseling Dan Pengurusan Kredit, atau biasanya dikenali sebagai AKPK, ialah sebuah agensi yang ditubuhkan oleh Bank Negara Malaysia pada bulan April 2006 untuk membantu individu menguasai situasi kewangan mereka dan mencapai ketenangan minda hasil daripada penggunaan kredit secara bijak.</span><span style="background: rgb(250, 250, 249); font-family: "Century Gothic"; font-size: 11pt; letter-spacing: 0pt;"><o:p></o:p></span></div>
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<div align="justify" class="p" style="margin-bottom: 30.1000pt; margin-left: 0.0000pt; margin-right: 0.0000pt; margin-top: 0.0000pt; mso-pagination: widow-orphan; text-align: justify; text-justify: inter-ideograph;">
<span style="background: rgb(250, 250, 249); font-family: "Century Gothic"; font-size: 11pt; letter-spacing: 0pt;">Secara amnya AKPK menyediakan perkhidmatan </span><span style="background: rgb(250, 250, 249); font-family: "Century Gothic"; font-size: 11pt; letter-spacing: 0pt;">Pendidikan kewangan tentang tanggungjawab penggunaan wang dan skil pengurusan kredit.</span><span style="background: rgb(250, 250, 249); font-family: "Century Gothic"; font-size: 11pt; letter-spacing: 0pt;"> </span><span style="background: rgb(250, 250, 249); font-family: "Century Gothic"; font-size: 11pt; letter-spacing: 0pt;">Kaunseling dan nasihat berkenaan pengurusan kewangan.</span><span style="background: rgb(250, 250, 249); font-family: "Century Gothic"; font-size: 11pt; letter-spacing: 0pt;"> </span><span style="background: rgb(250, 250, 249); font-family: "Century Gothic"; font-size: 11pt; letter-spacing: 0pt;">Program pengurusan kredit untuk membantu pengguna menguasai semula kewangan mereka.</span><span style="background: rgb(250, 250, 249); font-family: "Century Gothic"; font-size: 11pt; letter-spacing: 0pt;"> Disamping itu juga AKPK juga menyediakan perkhidmatan kepada industri Korporat untuk pendidikan kewangan, Komunikasi dan Promosi serta Pemasaran</span><span style="background: rgb(250, 250, 249); font-family: "Century Gothic"; font-size: 11pt; letter-spacing: 0pt;"><o:p></o:p></span></div>
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<span style="background: rgb(250, 250, 249); font-family: "Century Gothic"; font-size: 11pt; letter-spacing: 0pt;">info dari AKPK</span></div>
<div class="p" style="background: rgb(255,255,255); margin-bottom: 4.5000pt; margin-left: 0.0000pt; margin-right: 0.0000pt; margin-top: 0.0000pt; mso-pagination: widow-orphan; text-indent: 0.0000pt;">
<span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #1c1e21; font-family: Helvetica; font-size: 10.5pt; letter-spacing: 0pt;">Tekan WhatsApp link Link dibawah utk semak kelayakan anda:</span><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #1c1e21; font-family: Helvetica; font-size: 10.5pt; letter-spacing: 0pt;"><br /></span><a href="https://wa.me/60172121978?fbclid=IwAR3lmjP-z-dAKgIjBw74gyhf8qopojWnPVDq4KRZ-BYr7L0ujO1N24CGl4A"><span class="15" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #385898; font-family: Helvetica; font-size: 10.5pt; letter-spacing: 0pt;">https://wa.me/60172121978</span></a><span style="color: #1c1e21; font-family: Helvetica; font-size: 10.5pt; letter-spacing: 0pt;"><o:p></o:p></span></div>
<div class="p" style="background: rgb(255,255,255); margin-bottom: 4.5000pt; margin-left: 0.0000pt; margin-right: 0.0000pt; margin-top: 4.5000pt; mso-pagination: widow-orphan; text-indent: 0.0000pt;">
<span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #1c1e21; font-family: Helvetica; font-size: 10.5pt; letter-spacing: 0pt;">Authorized Agent utk Bank Dan Koperasi Tanpa mengenakan sebarang agent/service fees</span><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #1c1e21; font-family: Helvetica; font-size: 10.5pt; letter-spacing: 0pt;"><br /></span><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #1c1e21; font-family: Helvetica; font-size: 10.5pt; letter-spacing: 0pt;">Panel Bank </span><a href="https://www.facebook.com/hashtag/scb?source=feed_text&epa=HASHTAG&__xts__[0]=68.ARBdgJKkwiIxFvR4jarBB_pSsubWaSDHZSD_VwPTJ0JAjMAsvAtfeHAC4YUNy5Fk9KqkKVShtltwpU9hrASMEGwyx_IcT1jeqcSs1o5a0D7XXVn8-vzHd2LF-mPX1NhUqHv4xkdyI4jhL9Vtw6lbGtkYrE7LHuYt4yf7bbEhBTZz4-RVpylWOFP9HuGI_QCTPMVITsfiARvvC9QszAjpF143AdyH6dn7S5x3ife1-DwnAzuipttzeVdyZDC7ck2-g57x4p0QM33jjW0R07OnKezNFdvIDRA-6_bD3g1gDxtYOGTOdUpt8VG0tWrztXEWD4UBcF6U2jkWoqDAQtavRRs&__tn__=*NK-R"><span class="15" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #365899; font-family: Helvetica; font-size: 10.5pt; letter-spacing: 0pt;">#</span><span class="15" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #385898; font-family: Helvetica; font-size: 10.5pt; letter-spacing: 0pt;">SCB</span></a><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #1c1e21; font-family: Helvetica; font-size: 10.5pt; letter-spacing: 0pt;">-MCCM </span><a href="https://www.facebook.com/hashtag/pibb?source=feed_text&epa=HASHTAG&__xts__[0]=68.ARBdgJKkwiIxFvR4jarBB_pSsubWaSDHZSD_VwPTJ0JAjMAsvAtfeHAC4YUNy5Fk9KqkKVShtltwpU9hrASMEGwyx_IcT1jeqcSs1o5a0D7XXVn8-vzHd2LF-mPX1NhUqHv4xkdyI4jhL9Vtw6lbGtkYrE7LHuYt4yf7bbEhBTZz4-RVpylWOFP9HuGI_QCTPMVITsfiARvvC9QszAjpF143AdyH6dn7S5x3ife1-DwnAzuipttzeVdyZDC7ck2-g57x4p0QM33jjW0R07OnKezNFdvIDRA-6_bD3g1gDxtYOGTOdUpt8VG0tWrztXEWD4UBcF6U2jkWoqDAQtavRRs&__tn__=*NK-R"><span class="15" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #365899; font-family: Helvetica; font-size: 10.5pt; letter-spacing: 0pt;">#</span><span class="15" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #385898; font-family: Helvetica; font-size: 10.5pt; letter-spacing: 0pt;">PIBB</span></a><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #1c1e21; font-family: Helvetica; font-size: 10.5pt; letter-spacing: 0pt;">-MCCM </span><a href="https://www.facebook.com/hashtag/rhb?source=feed_text&epa=HASHTAG&__xts__[0]=68.ARBdgJKkwiIxFvR4jarBB_pSsubWaSDHZSD_VwPTJ0JAjMAsvAtfeHAC4YUNy5Fk9KqkKVShtltwpU9hrASMEGwyx_IcT1jeqcSs1o5a0D7XXVn8-vzHd2LF-mPX1NhUqHv4xkdyI4jhL9Vtw6lbGtkYrE7LHuYt4yf7bbEhBTZz4-RVpylWOFP9HuGI_QCTPMVITsfiARvvC9QszAjpF143AdyH6dn7S5x3ife1-DwnAzuipttzeVdyZDC7ck2-g57x4p0QM33jjW0R07OnKezNFdvIDRA-6_bD3g1gDxtYOGTOdUpt8VG0tWrztXEWD4UBcF6U2jkWoqDAQtavRRs&__tn__=*NK-R"><span class="15" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #365899; font-family: Helvetica; font-size: 10.5pt; letter-spacing: 0pt;">#</span><span class="15" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #385898; font-family: Helvetica; font-size: 10.5pt; letter-spacing: 0pt;">RHB</span></a><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #1c1e21; font-family: Helvetica; font-size: 10.5pt; letter-spacing: 0pt;">-IDSB </span><a href="https://www.facebook.com/hashtag/koperasi?source=feed_text&epa=HASHTAG&__xts__[0]=68.ARBdgJKkwiIxFvR4jarBB_pSsubWaSDHZSD_VwPTJ0JAjMAsvAtfeHAC4YUNy5Fk9KqkKVShtltwpU9hrASMEGwyx_IcT1jeqcSs1o5a0D7XXVn8-vzHd2LF-mPX1NhUqHv4xkdyI4jhL9Vtw6lbGtkYrE7LHuYt4yf7bbEhBTZz4-RVpylWOFP9HuGI_QCTPMVITsfiARvvC9QszAjpF143AdyH6dn7S5x3ife1-DwnAzuipttzeVdyZDC7ck2-g57x4p0QM33jjW0R07OnKezNFdvIDRA-6_bD3g1gDxtYOGTOdUpt8VG0tWrztXEWD4UBcF6U2jkWoqDAQtavRRs&__tn__=*NK-R"><span class="15" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #365899; font-family: Helvetica; font-size: 10.5pt; letter-spacing: 0pt;">#</span><span class="15" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #385898; font-family: Helvetica; font-size: 10.5pt; letter-spacing: 0pt;">KOPERASI</span></a><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #1c1e21; font-family: Helvetica; font-size: 10.5pt; letter-spacing: 0pt;"> KOBETA #KOPERASI UKHWAH #KOPERASI KOPUTRI</span><span style="color: #1c1e21; font-family: Helvetica; font-size: 10.5pt; letter-spacing: 0pt;"><o:p></o:p></span></div>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-6183117590648120199.post-14023141658294137142019-10-13T10:24:00.003-07:002019-10-13T16:59:42.591-07:00Apa Itu CCRIS Dan CTOS<br />
<div dir="ltr">
<b>Apa Itu CCRIS</b></div>
<div dir="ltr">
CCRIS atau singkatan bagi Sistem Maklumat Rujukan Kredit Pusat (atau Central Credit Reference Information System). merupakan sistem yang mengumpul semua maklumat kredit peminjam daripada institusi kewangan peserta dan membekalkan semula maklumat tersebut kepada institusi kewangan peserta. CCRIS merupakan salah satu sumber maklumat yang digunakan institusi kewangan peserta untuk membantu mereka memeriksa sejarah kredit peminjam sedia ada atau bakal peminjam mereka. CCRIS bukanlah sistem yang menyenarai hitam peminjam seperti tanggapan sesetengah pihak.<br />
<br />
info dari Bank Negara Malaysia<br />
<br />
<br /></div>
<div dir="ltr">
<b>Apa Itu CTOS. </b></div>
<div dir="ltr">
CTOS adalah sebuah Agensi Pelaporan Kredit yang didaftarkan di bawah bidang kuasa Akta Agensi Pelaporan Kredit 2010. CTOS mengeluarkan laporan kredit (untuk individu dan syarikat) yang memaparkan rekod kredit mereka untuk tempoh 24 bulan lalu, maklumat tindakan undang-undang, pemilikan syarikat dan pengarah, dan juga testimoni daripada syarikat-syarikat yang pernah berurusniaga dengan mereka.</div>
<div dir="ltr">
CTOS berfungsi secara dua hala – anda boleh menyemak laporan peribadi anda untuk memastikan kesihatan kredit anda berada dalam keadaan baik, manakala syarikat-syarikat (termasuk institusi kewangan) boleh menyemak laporan kredit anda untuk memastikan kelayakan anda untuk sebarang permohonan pinjaman atau kad kredit. Maklumat mengenai sejarah kredit anda akan membantu bank-bank menilai permohonan pinjaman anda dan membuat keputusan jika anda layak untuk diberikan pinjaman.</div>
<br />
info dari CTOS<br />
<br />
<div class="p" style="background: rgb(255,255,255); margin-bottom: 4.5000pt; margin-left: 0.0000pt; margin-right: 0.0000pt; margin-top: 0.0000pt; mso-pagination: widow-orphan; text-indent: 0.0000pt;">
<span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #1c1e21; font-family: Helvetica; font-size: 10.5pt; letter-spacing: 0pt;">Tekan WhatsApp link Link dibawah utk semak kelayakan anda:</span><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #1c1e21; font-family: Helvetica; font-size: 10.5pt; letter-spacing: 0pt;"><br /></span><a href="https://wa.me/60172121978?fbclid=IwAR3lmjP-z-dAKgIjBw74gyhf8qopojWnPVDq4KRZ-BYr7L0ujO1N24CGl4A"><span class="15" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #385898; font-family: Helvetica; font-size: 10.5pt; letter-spacing: 0pt;">https://wa.me/60172121978</span></a><span style="color: #1c1e21; font-family: Helvetica; font-size: 10.5pt; letter-spacing: 0pt;"><o:p></o:p></span></div>
<div class="p" style="background: rgb(255,255,255); margin-bottom: 4.5000pt; margin-left: 0.0000pt; margin-right: 0.0000pt; margin-top: 4.5000pt; mso-pagination: widow-orphan; text-indent: 0.0000pt;">
<span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #1c1e21; font-family: Helvetica; font-size: 10.5pt; letter-spacing: 0pt;">Authorized Agent utk Bank Dan Koperasi Tanpa mengenakan sebarang agent/service fees</span><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #1c1e21; font-family: Helvetica; font-size: 10.5pt; letter-spacing: 0pt;"><br /></span><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #1c1e21; font-family: Helvetica; font-size: 10.5pt; letter-spacing: 0pt;">Panel Bank </span><a href="https://www.facebook.com/hashtag/scb?source=feed_text&epa=HASHTAG&__xts__[0]=68.ARBdgJKkwiIxFvR4jarBB_pSsubWaSDHZSD_VwPTJ0JAjMAsvAtfeHAC4YUNy5Fk9KqkKVShtltwpU9hrASMEGwyx_IcT1jeqcSs1o5a0D7XXVn8-vzHd2LF-mPX1NhUqHv4xkdyI4jhL9Vtw6lbGtkYrE7LHuYt4yf7bbEhBTZz4-RVpylWOFP9HuGI_QCTPMVITsfiARvvC9QszAjpF143AdyH6dn7S5x3ife1-DwnAzuipttzeVdyZDC7ck2-g57x4p0QM33jjW0R07OnKezNFdvIDRA-6_bD3g1gDxtYOGTOdUpt8VG0tWrztXEWD4UBcF6U2jkWoqDAQtavRRs&__tn__=*NK-R"><span class="15" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #365899; font-family: Helvetica; font-size: 10.5pt; letter-spacing: 0pt;">#</span><span class="15" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #385898; font-family: Helvetica; font-size: 10.5pt; letter-spacing: 0pt;">SCB</span></a><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #1c1e21; font-family: Helvetica; font-size: 10.5pt; letter-spacing: 0pt;">-MCCM </span><a href="https://www.facebook.com/hashtag/pibb?source=feed_text&epa=HASHTAG&__xts__[0]=68.ARBdgJKkwiIxFvR4jarBB_pSsubWaSDHZSD_VwPTJ0JAjMAsvAtfeHAC4YUNy5Fk9KqkKVShtltwpU9hrASMEGwyx_IcT1jeqcSs1o5a0D7XXVn8-vzHd2LF-mPX1NhUqHv4xkdyI4jhL9Vtw6lbGtkYrE7LHuYt4yf7bbEhBTZz4-RVpylWOFP9HuGI_QCTPMVITsfiARvvC9QszAjpF143AdyH6dn7S5x3ife1-DwnAzuipttzeVdyZDC7ck2-g57x4p0QM33jjW0R07OnKezNFdvIDRA-6_bD3g1gDxtYOGTOdUpt8VG0tWrztXEWD4UBcF6U2jkWoqDAQtavRRs&__tn__=*NK-R"><span class="15" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #365899; font-family: Helvetica; font-size: 10.5pt; letter-spacing: 0pt;">#</span><span class="15" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #385898; font-family: Helvetica; font-size: 10.5pt; letter-spacing: 0pt;">PIBB</span></a><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #1c1e21; font-family: Helvetica; font-size: 10.5pt; letter-spacing: 0pt;">-MCCM </span><a href="https://www.facebook.com/hashtag/rhb?source=feed_text&epa=HASHTAG&__xts__[0]=68.ARBdgJKkwiIxFvR4jarBB_pSsubWaSDHZSD_VwPTJ0JAjMAsvAtfeHAC4YUNy5Fk9KqkKVShtltwpU9hrASMEGwyx_IcT1jeqcSs1o5a0D7XXVn8-vzHd2LF-mPX1NhUqHv4xkdyI4jhL9Vtw6lbGtkYrE7LHuYt4yf7bbEhBTZz4-RVpylWOFP9HuGI_QCTPMVITsfiARvvC9QszAjpF143AdyH6dn7S5x3ife1-DwnAzuipttzeVdyZDC7ck2-g57x4p0QM33jjW0R07OnKezNFdvIDRA-6_bD3g1gDxtYOGTOdUpt8VG0tWrztXEWD4UBcF6U2jkWoqDAQtavRRs&__tn__=*NK-R"><span class="15" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #365899; font-family: Helvetica; font-size: 10.5pt; letter-spacing: 0pt;">#</span><span class="15" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #385898; font-family: Helvetica; font-size: 10.5pt; letter-spacing: 0pt;">RHB</span></a><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #1c1e21; font-family: Helvetica; font-size: 10.5pt; letter-spacing: 0pt;">-IDSB </span><a href="https://www.facebook.com/hashtag/koperasi?source=feed_text&epa=HASHTAG&__xts__[0]=68.ARBdgJKkwiIxFvR4jarBB_pSsubWaSDHZSD_VwPTJ0JAjMAsvAtfeHAC4YUNy5Fk9KqkKVShtltwpU9hrASMEGwyx_IcT1jeqcSs1o5a0D7XXVn8-vzHd2LF-mPX1NhUqHv4xkdyI4jhL9Vtw6lbGtkYrE7LHuYt4yf7bbEhBTZz4-RVpylWOFP9HuGI_QCTPMVITsfiARvvC9QszAjpF143AdyH6dn7S5x3ife1-DwnAzuipttzeVdyZDC7ck2-g57x4p0QM33jjW0R07OnKezNFdvIDRA-6_bD3g1gDxtYOGTOdUpt8VG0tWrztXEWD4UBcF6U2jkWoqDAQtavRRs&__tn__=*NK-R"><span class="15" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #365899; font-family: Helvetica; font-size: 10.5pt; letter-spacing: 0pt;">#</span><span class="15" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #385898; font-family: Helvetica; font-size: 10.5pt; letter-spacing: 0pt;">KOPERASI</span></a><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #1c1e21; font-family: Helvetica; font-size: 10.5pt; letter-spacing: 0pt;"> KOBETA #KOPERASI UKHWAH #KOPERASI KOPUTRI</span><span style="color: #1c1e21; font-family: Helvetica; font-size: 10.5pt; letter-spacing: 0pt;"><o:p></o:p></span></div>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-6183117590648120199.post-7037773667284378502019-03-07T22:14:00.000-08:002019-03-07T22:14:20.584-08:00PEMBIAYAAN KOPERASI UKHWAH DAN KOPERASI KOBETA UNTUK KAKITANGAN KERAJAAN PAYSLIP AG, KAKITANGAN NEGERI, BADAN BERKANUN DAN SELECTED GLC DARI SERENDAH 4.99%. (KADAR TETAP) Per anum.<br />
<br />
Product Criteria :-<br />
●Gaji minimum RM1,500.00 termasuk Allowance<br />
●BERSTATUS TETAP MIN 6 bulan ke atas *<br />
●Jumlah pembiayaan maksimum RM250k<br />
●Tempoh Pembiayaan 10 thn<br />
● Payout tinggi 93%+RM1210+Advamce Payment<br />
●Pembiayaan Islamic<br />
●Potongan Melalui Biro Angkasa<br />
●PROSES PANTAS 3-4 Hari Waktu BEKERJA (T&C)<br />
●Sangkut - PTPTN Layak Memohon<br />
●Nama Sangkut CCRIS, CTOS, BLACKLIST Boleh<br />
●Nama dlm AKPK Boleh Adjust.<br />
●Boleh TUTUP/Overlap Commitment lain<br />
<br />
Sila hubungi 017-2121978 utk pengiraan Kelayakan.<br />
Call/sms 0172121978 - Ahmad /<br />
<br />
Tekan Link WhatsApp dibawah utk berhubung terus Dgn pegawai utk semakan kelayakan:<br />
<br />
http://SayaNakPembiayaan.wasap.my<br />
https://wa.me/60172121978Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-6183117590648120199.post-27927710754131764662019-03-07T22:06:00.000-08:002019-03-07T22:18:39.259-08:00PEMBIAYAAN PERIBADI PUBLIC ISLAMIC BANK UNTUK KAKITANGAN KERAJAAN PAYSLIP AG, KAKITANGAN NEGERI, BADAN BERKANUN DAN SELECTED GLC DARI SERENDAH 4.90%. (KADAR TETAP) Per anum.<br />
<br />
Product Criteria :-<br />
●Gaji minimum RM1,500.00 termasuk Allowance<br />
●BERSTATUS TETAP MIN 6 bulan ke atas *<br />
●Jumlah pembiayaan maksimum RM150k<br />
●Tempoh Pembiayaan 10 thn<br />
● Payout tinggi 98%<br />
● Tiada Yuran Ahli<br />
●Pembiayaan Islamic BERKONSEP BAE<br />
●Potongan Melalui Biro Angkasa<br />
●PROSES PANTAS 4-5 Hari Waktu BEKERJA (T&C)<br />
●Sangkut - PTPTN Layak Memohon<br />
●Senang Lulus<br />
●Rate Takkan berubah<br />
●Boleh TUTUP Commitment lain<br />
<br />
Sila hubungi 017-2121978 utk pengiraan Kelayakan.<br />
Call/sms 0172121978 - Ahmad /<br />
<br />
Tekan Link WhatsApp dibawah utk berhubung terus Dgn pegawai utk semakan kelayakan:<br />
<br />
http://SayaNakPembiayaan.wasap.my<br />
https://wa.me/60172121978Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-6183117590648120199.post-31468691071538341492018-07-17T21:20:00.000-07:002018-08-10T17:15:19.873-07:00Pembiayaan Peribadi Untuk Kakitangan Kerajaan Pembiayaan Peribadi Untuk Kakitangan Awan yg berstatus berstatus tetap. Potongan Melalui Angkasa. Minimum 2 bulan perkhidmatan. Promosi Rate 3.99% per anum. Minimum Gaji RM1,500.00.<br />
<br />
Payout 97-98%<br />
Boleh Overlap existing loan.<br />
Process 3-5 hari<br />
<br />
Sila Hubungi 017-2121978 utk maklumat lanjut. Atau sila klik link WhatsApp Dibawah.<br />
<br />
http://SayaNakPembiayaan.wasap.my<br />
<br />
Notes: Dokumen Dan Privasi informasi anda diperlihara.Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-6183117590648120199.post-61987653904826833292018-07-17T21:18:00.000-07:002018-08-10T17:17:19.320-07:00Pembiayaan Peribadi Bank Untuk Kakitangan Kerajaan Pembiayaan Peribadi Di Bank Untuk Kakitangan Awan yg berstatus berstatus tetap. Potongan Melalui Angkasa. Minimum 2 bulan perkhidmatan. Promosi Rate 3.99% per anum. Minimum Gaji RM1,500.00.<br />
<br />
Payout 97-98%<br />
Boleh Overlap existing loan.<br />
Process 2-3 hari<br />
<br />
Sila Hubungi 017-2121978 utk maklumat lanjut. Atau sila klik link WhatsApp Dibawah.<br />
<br />
http://SayaNakPembiayaan.wasap.my<br />
<br />
http://SayaNakPembiayaan.wasap.my<br />
<br />
Nota: Dokumentasi Dan Privasi informasi anda diperlihara.Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-6183117590648120199.post-77867170529396971032018-06-25T22:55:00.000-07:002018-06-25T22:55:12.332-07:00Personal Financing For Government Sector and Selected GLCPembiayaan Peribadi Untuk Kakitangan Kerajaan.<br />
<br />
Syarat-syarat:<br />
Minimum Gaji RM1,500.00<br />
Berjawatan Tetap<br />
Terbuka kepada semua kakitangan kerajaan.<br />
Potongan Koperasi /Bank Melalui Biro Angkasa<br />
Ada CCRIS, CTOS, AKPK, Blacklist pun Tiada masalah.<br />
<br />
Rate 4.95%<br />
Tempoh Pembiayaan 10 tahun<br />
Sila hubungi 017-2121978 SMS/WhatsApp<br />
Atau email: azjamaludin@gmail.com<br />
Untuk maklumat lanjut<br />
<br />Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-6183117590648120199.post-23976844251033421052016-12-20T23:52:00.000-08:002017-01-30T22:38:39.432-08:00Home Financing, Pembiayaan Rumah Subsale, RefinancePembiayaan Rumah/Home Financing (Loan) Rate from 4.20℅ and above..<br />
Untuk sesiapa yg ingin membeli /jual/ refinance rumah/apartment/kondo..Saya menyediakan perkhidmatan dari Lawyer hingga ke Bank..tanpa kos-kos perkhidmatan..Dan pilihan bank2 yg mempunyai rate yg rendah Dan cepat..<br />
Juga jika anda ingin membeli rumah..Saya akan Bantu sehingga Lulus pinjam anda Di Bank..<br />
Consolidate hutang-hutang Di Bank lain dengan membuat refinancing rumah anda.<br />
Anda hanya perlu menyediakan document Dan saya akan submit application anda Di bank-bank yg terpilh..<br />
Jika anda membeli rumah dgn owner or agent rumah,jika anda tidak mempunyai lawyer utk pembelian rumah,saya turut menyediakan perkhidmatan utk buat SPA/S&P/ Lawyer turut disediakan..<br />
Utk pertanyaan sila call/SMS/WhatsApp ke no 0172121978 Ahmad Zawawi<br />
<br />
**Kos2 agent tidak dikenakan,hanya standard bank charges,lawyer charges peminjam yg perlu bayar kepada direct kepada bank/lawyer firm.<br />
**utk area KL,Selangor,N9,Melaka sahajaUnknownnoreply@blogger.com3tag:blogger.com,1999:blog-6183117590648120199.post-168045027388141972011-08-02T09:33:00.000-07:002011-08-03T16:16:40.373-07:00Personal Financing-i (Personal Loan) @ Bank Islam for Bankers<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiAws6_5rzjaJS4xT6C-e-1BcJC2vYSbCkVVWeMDk1yjzjQIc-ctd-vTaPpA4FnNAXdVikPn9eF_s9eidaaTaeKtxrjgb858RiHEC-3hZtzYk70u1H6hNpw5QiH-3v8L2jvqLcFWF243rdn/s1600/affin_bank_BANK+ISLAM+PERSONAL+FINANCING.gif" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="200" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiAws6_5rzjaJS4xT6C-e-1BcJC2vYSbCkVVWeMDk1yjzjQIc-ctd-vTaPpA4FnNAXdVikPn9eF_s9eidaaTaeKtxrjgb858RiHEC-3hZtzYk70u1H6hNpw5QiH-3v8L2jvqLcFWF243rdn/s200/affin_bank_BANK+ISLAM+PERSONAL+FINANCING.gif" width="200" /></a></div><br />
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<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgDkx8oOHGWcIQ4tIfeo31CgwfKFD32TV8yu7tUbwxaWRW2d5yr8D1GLLXngQFLvXFGtj2FDgXYIsXg_B6bqE1YutH9q5FnZXqvXtm3SUg2L2iSdX3AvK38iU9nyRZ5h-zOMJUxa-oOV9l_/s1600/ocbc-bank_BANK+ISLAM+PERSONAL+FINANCING.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="166" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgDkx8oOHGWcIQ4tIfeo31CgwfKFD32TV8yu7tUbwxaWRW2d5yr8D1GLLXngQFLvXFGtj2FDgXYIsXg_B6bqE1YutH9q5FnZXqvXtm3SUg2L2iSdX3AvK38iU9nyRZ5h-zOMJUxa-oOV9l_/s200/ocbc-bank_BANK+ISLAM+PERSONAL+FINANCING.jpg" width="200" /></a></div>FOR BANKERS<br />
<br />
Financing Quantum<br />
Based on eligibility limit and subject to minimum of RM10,000 and maximum amount of RM150,000<br />
Financing RM50,000 and below – without guarantor<br />
Financing more than RM50,000 – one guarantor<br />
Payment Period<br />
Maximum 84 months (7 years) or up to the retirement age, whichever is earlier<br />
Profit Margin<br />
1 - 5 years : 6.0% p.a. (Flat)<br />
6 - 7 years : 6.5% p.a (Flat)<br />
<br />
Advance Payment<br />
Equivalent to 2 months installment (if applicable)<br />
<br />
Eligibility<br />
Applicant must be 18 years and not exceeding the retirement age at the end of payment period<br />
Malaysian citizen<br />
Earning a minimum fixed income of RM2,800 per month<br />
Applicant and/or guarantor must be a continued employee in any of the following:<br />
Government Sector<br />
Public Listed Companies<br />
Subsidiaries of Government or Public Listed Company<br />
Total deduction must not exceed 40% from the gross salary or if inclusive of house deduction, it must not exceed 65% of deduction<br />
<br />
Takaful Coverage<br />
Personal Financing Takaful Plan<br />
Wakalah Fee<br />
RM50.00 - For being the customer's agent to sell commodity to the Broker<br />
Documents Required <br />
A copy of identity card<br />
Latest 3 months' salary slip<br />
Latest employer's confirmation letter<br />
Latest income statement (Form B/eBE/ EA/EC)<br />
Latest 3 months Bank Statements of salary crediting account<br />
Payment Method<br />
Standing Instruction<br />
<br />
Benefits<br />
Competitive rate<br />
No hidden charges<br />
No guarantor is required<br />
No deposit<br />
No processing fee<br />
Flexible financing tenure<br />
Selling price – fixed and known<br />
Fast approval<br />
Call 0172121978 / azawawi@bankislam.com.my or 0172121939 / farizaad@bankislam.com.my for more info.<br />
<br />
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<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEilREaATZba97B96mzCH7R55Uy-YL8IJuOkjDwS_7O5lC0f8sNqaaKIoM4UbhEb1BFFu3n2ThE46aHkOkYQ96-idmMIo_tvJPEo-EA-VBv0G9__aEFmP5gzTusdmecW4zXmX9D_wkZShnNv/s1600/EON+BANK_BANK+ISLAM+PERSONAL+FINANCING.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="200" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEilREaATZba97B96mzCH7R55Uy-YL8IJuOkjDwS_7O5lC0f8sNqaaKIoM4UbhEb1BFFu3n2ThE46aHkOkYQ96-idmMIo_tvJPEo-EA-VBv0G9__aEFmP5gzTusdmecW4zXmX9D_wkZShnNv/s200/EON+BANK_BANK+ISLAM+PERSONAL+FINANCING.jpg" width="200" /></a></div>Unknownnoreply@blogger.com3tag:blogger.com,1999:blog-6183117590648120199.post-68087179813188959742011-08-02T07:42:00.000-07:002011-08-24T06:41:13.813-07:00Personal Financing-i (Personal Loan) @ Bank Islam for Private Company<span class="Apple-style-span" style="font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18px;"><b><span class="Apple-style-span" style="background-color: black; font-family: 'Trebuchet MS', sans-serif;"><span class="Apple-style-span" style="line-height: 18px;"></span></span></b></span><br />
<div align="justify"><b>FOR PRIVATE COMPANY </b></div><div align="justify"><b><br />
</b></div><div align="justify"><b>Financing Quantum</b></div><div><ul style="line-height: 1.4; list-style-image: initial; list-style-position: initial; list-style-type: disc; margin-bottom: 0.5em; margin-left: 0px; margin-right: 0px; margin-top: 0.5em; padding-bottom: 0px; padding-left: 2.5em; padding-right: 2.5em; padding-top: 0px;"><li style="border-bottom-style: none; border-color: initial; border-left-style: none; border-right-style: none; border-top-style: none; border-width: initial; margin-bottom: 0.25em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0.25em; padding-left: 0px; padding-right: 0px; padding-top: 0.25em; text-indent: 0px;"><div align="justify"><b>Based on eligibility limit and subject to minimum of RM10,000 and maximum amount of RM150,000</b></div></li>
<li style="border-bottom-style: none; border-color: initial; border-left-style: none; border-right-style: none; border-top-style: none; border-width: initial; margin-bottom: 0.25em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0.25em; padding-left: 0px; padding-right: 0px; padding-top: 0.25em; text-indent: 0px;"><div align="justify"><b>Financing RM30,000 and below – without guarantor</b></div></li>
<li style="border-bottom-style: none; border-color: initial; border-left-style: none; border-right-style: none; border-top-style: none; border-width: initial; margin-bottom: 0.25em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0.25em; padding-left: 0px; padding-right: 0px; padding-top: 0.25em; text-indent: 0px;"><div align="justify"><b>Financing more than RM30,000 – one guarantor</b></div></li>
</ul></div><div align="justify"><b>Payment Period</b></div><ul style="line-height: 1.4; list-style-image: initial; list-style-position: initial; list-style-type: disc; margin-bottom: 0.5em; margin-left: 0px; margin-right: 0px; margin-top: 0.5em; padding-bottom: 0px; padding-left: 2.5em; padding-right: 2.5em; padding-top: 0px;"><li style="border-bottom-style: none; border-color: initial; border-left-style: none; border-right-style: none; border-top-style: none; border-width: initial; margin-bottom: 0.25em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0.25em; padding-left: 0px; padding-right: 0px; padding-top: 0.25em; text-indent: 0px;"><div align="justify"><b>Maximum 120 months (10 years) or up to the retirement age, whichever is earlier</b></div></li>
</ul><div align="justify"><b>Profit Margin</b></div><ul style="line-height: 1.4; list-style-image: initial; list-style-position: initial; list-style-type: disc; margin-bottom: 0.5em; margin-left: 0px; margin-right: 0px; margin-top: 0.5em; padding-bottom: 0px; padding-left: 2.5em; padding-right: 2.5em; padding-top: 0px;"><li style="border-bottom-style: none; border-color: initial; border-left-style: none; border-right-style: none; border-top-style: none; border-width: initial; margin-bottom: 0.25em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0.25em; padding-left: 0px; padding-right: 0px; padding-top: 0.25em; text-indent: 0px;"><div align="justify"><b>1 - 3 years : 6.0% p.a. (Flat)</b></div></li>
<li style="border-bottom-style: none; border-color: initial; border-left-style: none; border-right-style: none; border-top-style: none; border-width: initial; margin-bottom: 0.25em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0.25em; padding-left: 0px; padding-right: 0px; padding-top: 0.25em; text-indent: 0px;"><b>4 - 8 years : 6.8% p.a (Flat)</b></li>
<li style="border-bottom-style: none; border-color: initial; border-left-style: none; border-right-style: none; border-top-style: none; border-width: initial; margin-bottom: 0.25em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0.25em; padding-left: 0px; padding-right: 0px; padding-top: 0.25em; text-indent: 0px;"><div align="justify"><b>9 - 10 years : 7.0% p.a. (Flat) </b></div></li>
</ul><div align="justify"><b>Advance Payment</b></div><ul style="line-height: 1.4; list-style-image: initial; list-style-position: initial; list-style-type: disc; margin-bottom: 0.5em; margin-left: 0px; margin-right: 0px; margin-top: 0.5em; padding-bottom: 0px; padding-left: 2.5em; padding-right: 2.5em; padding-top: 0px;"><li style="border-bottom-style: none; border-color: initial; border-left-style: none; border-right-style: none; border-top-style: none; border-width: initial; margin-bottom: 0.25em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0.25em; padding-left: 0px; padding-right: 0px; padding-top: 0.25em; text-indent: 0px;"><div align="justify"><b>Equivalent to 2 months installment (if applicable)</b></div></li>
</ul><div align="justify"><b><br />
</b></div><div align="justify"><b>Eligibility</b></div><ul style="line-height: 1.4; list-style-image: initial; list-style-position: initial; list-style-type: disc; margin-bottom: 0.5em; margin-left: 0px; margin-right: 0px; margin-top: 0.5em; padding-bottom: 0px; padding-left: 2.5em; padding-right: 2.5em; padding-top: 0px;"><li style="border-bottom-style: none; border-color: initial; border-left-style: none; border-right-style: none; border-top-style: none; border-width: initial; margin-bottom: 0.25em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0.25em; padding-left: 0px; padding-right: 0px; padding-top: 0.25em; text-indent: 0px;"><div align="justify"><b>Applicant must be 18 years and not exceeding the retirement age at the end of payment period</b></div></li>
<li style="border-bottom-style: none; border-color: initial; border-left-style: none; border-right-style: none; border-top-style: none; border-width: initial; margin-bottom: 0.25em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0.25em; padding-left: 0px; padding-right: 0px; padding-top: 0.25em; text-indent: 0px;"><div align="justify"><b>Malaysian citizen</b></div></li>
<li style="border-bottom-style: none; border-color: initial; border-left-style: none; border-right-style: none; border-top-style: none; border-width: initial; margin-bottom: 0.25em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0.25em; padding-left: 0px; padding-right: 0px; padding-top: 0.25em; text-indent: 0px;"><div align="justify"><b>Earning a minimum fixed income of RM3,000 per month</b></div></li>
<li style="border-bottom-style: none; border-color: initial; border-left-style: none; border-right-style: none; border-top-style: none; border-width: initial; margin-bottom: 0.25em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0.25em; padding-left: 0px; padding-right: 0px; padding-top: 0.25em; text-indent: 0px;"><div align="justify"><b>Applicant and/or guarantor must be a continued employee in any of the following:</b></div><ul style="line-height: 1.4; list-style-image: initial; list-style-position: initial; list-style-type: disc; margin-bottom: 0.5em; margin-left: 0px; margin-right: 0px; margin-top: 0.5em; padding-bottom: 0px; padding-left: 2.5em; padding-right: 2.5em; padding-top: 0px;"><li style="border-bottom-style: none; border-color: initial; border-left-style: none; border-right-style: none; border-top-style: none; border-width: initial; margin-bottom: 0.25em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0.25em; padding-left: 0px; padding-right: 0px; padding-top: 0.25em; text-indent: 0px;"><div align="justify"><b>Government Sector</b></div></li>
<li style="border-bottom-style: none; border-color: initial; border-left-style: none; border-right-style: none; border-top-style: none; border-width: initial; margin-bottom: 0.25em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0.25em; padding-left: 0px; padding-right: 0px; padding-top: 0.25em; text-indent: 0px;"><div align="justify"><b>Public Listed Companies</b></div></li>
<li style="border-bottom-style: none; border-color: initial; border-left-style: none; border-right-style: none; border-top-style: none; border-width: initial; margin-bottom: 0.25em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0.25em; padding-left: 0px; padding-right: 0px; padding-top: 0.25em; text-indent: 0px;"><div align="justify"><b>Subsidiaries of Government or Public Listed Company</b></div></li>
</ul></li>
<li style="border-bottom-style: none; border-color: initial; border-left-style: none; border-right-style: none; border-top-style: none; border-width: initial; margin-bottom: 0.25em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0.25em; padding-left: 0px; padding-right: 0px; padding-top: 0.25em; text-indent: 0px;"><div align="justify"><b>Total deduction must not exceed 40% from the gross salary or if inclusive of house deduction, it must not exceed 65% of deduction</b></div></li>
</ul><b><span class="Apple-style-span" style="line-height: 13px;"></span></b><br />
<div style="line-height: normal;"><b><span class="Apple-style-span" style="line-height: 13px;"><br />
</span></b></div><div style="line-height: normal;"><b><span class="Apple-style-span" style="line-height: 13px;">Takaful Coverage</span></b></div><ul style="line-height: 1.4; list-style-image: initial; list-style-position: initial; list-style-type: disc; margin-bottom: 0.5em; margin-left: 0px; margin-right: 0px; margin-top: 0.5em; padding-bottom: 0px; padding-left: 2.5em; padding-right: 2.5em; padding-top: 0px;" type="disc"><li style="border-bottom-style: none; border-color: initial; border-left-style: none; border-right-style: none; border-top-style: none; border-width: initial; line-height: normal; margin-bottom: 0.25em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0.25em; padding-left: 0px; padding-right: 0px; padding-top: 0.25em; text-indent: 0px;"><b><span class="Apple-style-span" style="line-height: 13px;">Personal Financing Takaful Plan</span></b></li>
<b><span class="Apple-style-span" style="line-height: 13px;"> </span></b></ul><b><span class="Apple-style-span" style="line-height: 13px;">Wakalah Fee</span></b><br />
<ul style="line-height: 1.4; list-style-image: initial; list-style-position: initial; list-style-type: disc; margin-bottom: 0.5em; margin-left: 0px; margin-right: 0px; margin-top: 0.5em; padding-bottom: 0px; padding-left: 2.5em; padding-right: 2.5em; padding-top: 0px;" type="disc"><li style="border-bottom-style: none; border-color: initial; border-left-style: none; border-right-style: none; border-top-style: none; border-width: initial; line-height: normal; margin-bottom: 0.25em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0.25em; padding-left: 0px; padding-right: 0px; padding-top: 0.25em; text-indent: 0px;"><b><span class="Apple-style-span" style="line-height: 13px;">RM50.00 - For being the customer's agent to sell commodity to the Broker</span></b></li>
<b><span class="Apple-style-span" style="line-height: 13px;"> </span></b></ul><br />
<div style="font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: normal;"><b><span class="Apple-style-span" style="background-color: black; font-family: 'Trebuchet MS', sans-serif;"><em style="font-style: normal;">Documents Required</em><em style="font-style: normal;"> </em></span></b></div><span class="Apple-style-span" style="font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18px;"><span class="Apple-style-span" style="background-color: black; line-height: 13px;"><span class="Apple-style-span" style="font-family: 'Trebuchet MS', sans-serif;"><b></b></span></span></span><br />
<ul style="font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 13px; list-style-image: initial; list-style-position: initial; list-style-type: disc; margin-bottom: 0.5em; margin-left: 0px; margin-right: 0px; margin-top: 0.5em; padding-bottom: 0px; padding-left: 2.5em; padding-right: 2.5em; padding-top: 0px;" type="disc"><span class="Apple-style-span" style="background-color: black; font-family: 'Trebuchet MS', sans-serif;"><b></b></span>
<li class="MsoNormal" style="border-bottom-style: none; border-color: initial; border-left-style: none; border-right-style: none; border-top-style: none; border-width: initial; line-height: 14pt; margin-bottom: 0.25em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0.25em; padding-left: 0px; padding-right: 0px; padding-top: 0.25em; text-align: left; text-indent: 0px;"><b><span class="Apple-style-span" style="background-color: black; font-family: 'Trebuchet MS', sans-serif;">A copy of identity card<o:p></o:p></span></b></li>
<li class="MsoNormal" style="border-bottom-style: none; border-color: initial; border-left-style: none; border-right-style: none; border-top-style: none; border-width: initial; line-height: 14pt; margin-bottom: 0.25em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0.25em; padding-left: 0px; padding-right: 0px; padding-top: 0.25em; text-align: left; text-indent: 0px;"><b><span class="Apple-style-span" style="background-color: black; font-family: 'Trebuchet MS', sans-serif;">Latest 3 months' salary slip<o:p></o:p></span></b></li>
<li class="MsoNormal" style="border-bottom-style: none; border-color: initial; border-left-style: none; border-right-style: none; border-top-style: none; border-width: initial; line-height: 14pt; margin-bottom: 0.25em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0.25em; padding-left: 0px; padding-right: 0px; padding-top: 0.25em; text-align: left; text-indent: 0px;"><span style="font-family: 'Trebuchet MS', sans-serif;"><b style="background-color: black;">Latest employer's confirmation letter</b></span></li>
<li class="MsoNormal" style="border-bottom-style: none; border-color: initial; border-left-style: none; border-right-style: none; border-top-style: none; border-width: initial; line-height: 14pt; margin-bottom: 0.25em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0.25em; padding-left: 0px; padding-right: 0px; padding-top: 0.25em; text-align: left; text-indent: 0px;"><b><span class="Apple-style-span" style="background-color: black; font-family: 'Trebuchet MS', sans-serif;">Latest income statement (Form B/eBE/ EA/EC)</span></b></li>
</ul><ul style="font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 13px; list-style-image: initial; list-style-position: initial; list-style-type: disc; margin-bottom: 0.5em; margin-left: 0px; margin-right: 0px; margin-top: 0.5em; padding-bottom: 0px; padding-left: 2.5em; padding-right: 2.5em; padding-top: 0px;" type="disc"><li class="MsoNormal" style="border-bottom-style: none; border-color: initial; border-left-style: none; border-right-style: none; border-top-style: none; border-width: initial; line-height: 14pt; margin-bottom: 0.25em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0.25em; padding-left: 0px; padding-right: 0px; padding-top: 0.25em; text-align: left; text-indent: 0px;"><span style="font-family: 'Trebuchet MS', sans-serif;"><b style="background-color: black;">Latest 3 months Bank Statements of salary crediting account</b></span></li>
</ul><div style="font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: normal;"><b><em style="font-style: normal;"><span style="background-color: black; font-family: 'Trebuchet MS', sans-serif;">Payment Method</span></em></b></div><span class="Apple-style-span" style="font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18px;"><span class="Apple-style-span" style="background-color: black; line-height: 13px;"><span class="Apple-style-span" style="font-family: 'Trebuchet MS', sans-serif;"><b></b></span></span></span><br />
<ul style="font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 13px; list-style-image: initial; list-style-position: initial; list-style-type: disc; margin-bottom: 0.5em; margin-left: 0px; margin-right: 0px; margin-top: 0.5em; padding-bottom: 0px; padding-left: 2.5em; padding-right: 2.5em; padding-top: 0px;" type="disc"><b><span class="Apple-style-span" style="font-family: 'Trebuchet MS', sans-serif;">
<li style="background-color: black; border-bottom-style: none; border-color: initial; border-left-style: none; border-right-style: none; border-top-style: none; border-width: initial; line-height: normal; margin-bottom: 0.25em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0.25em; padding-left: 0px; padding-right: 0px; padding-top: 0.25em; text-indent: 0px;">Salary Deduction</li>
</span></b>
<li style="border-bottom-style: none; border-color: initial; border-left-style: none; border-right-style: none; border-top-style: none; border-width: initial; line-height: normal; margin-bottom: 0.25em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0.25em; padding-left: 0px; padding-right: 0px; padding-top: 0.25em; text-indent: 0px;"><span style="font-family: 'Trebuchet MS', sans-serif;"><b style="background-color: black;">Salary Transfer to Bank Islam with Auto-debit Instruction</b></span></li>
<li style="border-bottom-style: none; border-color: initial; border-left-style: none; border-right-style: none; border-top-style: none; border-width: initial; line-height: normal; margin-bottom: 0.25em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0.25em; padding-left: 0px; padding-right: 0px; padding-top: 0.25em; text-indent: 0px;"><span style="font-family: 'Trebuchet MS', sans-serif;"><b style="background-color: black;">Standing Instruction</b></span></li>
</ul><div style="font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: normal;"><br />
</div><div style="font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: normal;"><b><span class="Apple-style-span" style="background-color: black; font-family: 'Trebuchet MS', sans-serif;">Benefits</span></b></div><ul style="font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 13px; list-style-image: initial; list-style-position: initial; list-style-type: disc; margin-bottom: 0.5em; margin-left: 0px; margin-right: 0px; margin-top: 0.5em; padding-bottom: 0px; padding-left: 2.5em; padding-right: 2.5em; padding-top: 0px;" type="disc"><li style="border-bottom-style: none; border-color: initial; border-left-style: none; border-right-style: none; border-top-style: none; border-width: initial; line-height: normal; margin-bottom: 0.25em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0.25em; padding-left: 0px; padding-right: 0px; padding-top: 0.25em; text-indent: 0px;"><span style="font-family: 'Trebuchet MS', sans-serif;"><b style="background-color: black;">Competitive rate</b></span></li>
<span style="font-family: 'Trebuchet MS', sans-serif;"><b style="background-color: black;">
<li style="border-bottom-style: none; border-color: initial; border-left-style: none; border-right-style: none; border-top-style: none; border-width: initial; line-height: normal; margin-bottom: 0.25em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0.25em; padding-left: 0px; padding-right: 0px; padding-top: 0.25em; text-indent: 0px;">No hidden charges</li>
<li style="border-bottom-style: none; border-color: initial; border-left-style: none; border-right-style: none; border-top-style: none; border-width: initial; line-height: normal; margin-bottom: 0.25em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0.25em; padding-left: 0px; padding-right: 0px; padding-top: 0.25em; text-indent: 0px;">No guarantor is required</li>
<li style="border-bottom-style: none; border-color: initial; border-left-style: none; border-right-style: none; border-top-style: none; border-width: initial; line-height: normal; margin-bottom: 0.25em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0.25em; padding-left: 0px; padding-right: 0px; padding-top: 0.25em; text-indent: 0px;">No deposit</li>
<li style="border-bottom-style: none; border-color: initial; border-left-style: none; border-right-style: none; border-top-style: none; border-width: initial; line-height: normal; margin-bottom: 0.25em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0.25em; padding-left: 0px; padding-right: 0px; padding-top: 0.25em; text-indent: 0px;">No processing fee</li>
<li style="border-bottom-style: none; border-color: initial; border-left-style: none; border-right-style: none; border-top-style: none; border-width: initial; line-height: normal; margin-bottom: 0.25em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0.25em; padding-left: 0px; padding-right: 0px; padding-top: 0.25em; text-indent: 0px;">Flexible financing tenure</li>
<li style="border-bottom-style: none; border-color: initial; border-left-style: none; border-right-style: none; border-top-style: none; border-width: initial; line-height: normal; margin-bottom: 0.25em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0.25em; padding-left: 0px; padding-right: 0px; padding-top: 0.25em; text-indent: 0px;">Selling price – fixed and known</li>
<li style="border-bottom-style: none; border-color: initial; border-left-style: none; border-right-style: none; border-top-style: none; border-width: initial; line-height: normal; margin-bottom: 0.25em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0.25em; padding-left: 0px; padding-right: 0px; padding-top: 0.25em; text-indent: 0px;">Fast approval</li>
</b></span></ul><span class="Apple-style-span" style="font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18px;"><span class="Apple-style-span" style="background-color: black;"><b><span class="Apple-style-span" style="font-family: 'Trebuchet MS', sans-serif;">Call 0172121978 / azawawi@bankislam.com.my for more info.</span></b></span></span><br />
<span class="Apple-style-span" style="font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18px;"><span class="Apple-style-span" style="background-color: black;"><b><span class="Apple-style-span" style="font-family: 'Trebuchet MS', sans-serif;"><br />
</span></b></span></span><br />
<span class="Apple-style-span" style="font-family: 'Trebuchet MS', sans-serif; font-size: x-small;"><span class="Apple-style-span" style="line-height: 18px;"><b>to check your company under which package please sms Full Name of your Company + Company Registration NO to :- 0172121978 / azawawi@bankislam.com.my or 0172121939 / farizaad@bankislam.com.my</b></span></span><br />
<span class="Apple-style-span" style="font-family: 'Trebuchet MS', sans-serif; font-size: x-small;"><span class="Apple-style-span" style="line-height: 18px;"><b><br />
</b></span></span><br />
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</span></b></span></span>Unknownnoreply@blogger.com1tag:blogger.com,1999:blog-6183117590648120199.post-91770421325557124202011-07-29T08:19:00.000-07:002011-08-05T19:33:59.768-07:00Bank Islam Card - (Credit Card) - New Balance Transfer Program.<div align="justify" style="font-family: verdana, arial, helvetica, sans-serif; font-size: 11px;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjMCpn4QStMp3EuPxZjx66ZqkLpIetGo7Jbe-0KCI7f7iQs2bshhlntHKr42fea_YbEhdFmN3RcDtqCxRs4Uw5dkFh_KAXwy53D2TWEaevjxLLtmHKDraFAJelYQNCOKWMMXQABciGRAxdv/s1600/bicc_add+banner.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="135" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjMCpn4QStMp3EuPxZjx66ZqkLpIetGo7Jbe-0KCI7f7iQs2bshhlntHKr42fea_YbEhdFmN3RcDtqCxRs4Uw5dkFh_KAXwy53D2TWEaevjxLLtmHKDraFAJelYQNCOKWMMXQABciGRAxdv/s320/bicc_add+banner.jpg" width="320" /></a></div><span style="color: #b20c46; font-family: Arial; font-size: x-small;"><b><br />
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<span style="color: #b20c46; font-family: Arial; font-size: x-small;"><b>Why Balance Transfer ?</b></span></div><ul><li style="font-family: verdana, arial, helvetica, sans-serif;"><div align="justify"><span style="font-family: Arial;">Consolidate all outstanding credit card balances to Bank Islam Card for better financial management.</span></div></li>
<li><div align="justify"><span class="Apple-style-span" style="font-family: Arial;">6 Months 0%</span></div><div align="justify"><span class="Apple-style-span" style="font-family: Arial;">1 Year 1 %</span></div><div align="justify"><span class="Apple-style-span" style="font-family: Arial;">2 years 5% </span></div></li>
<li style="font-family: verdana, arial, helvetica, sans-serif;"><div align="justify"><span style="font-family: Arial;">No compounding finance charges.</span></div></li>
<li style="font-family: verdana, arial, helvetica, sans-serif;"><div align="justify"><span style="font-family: Arial;">Free Takaful coverage on outstanding balance.</span></div></li>
<li style="font-family: verdana, arial, helvetica, sans-serif;"><div align="justify"><span style="font-family: Arial;">No processing fee.</span></div></li>
<li style="font-family: verdana, arial, helvetica, sans-serif;"><div align="justify"><span style="font-family: Arial;">No early settlement fee.</span></div></li>
</ul><div align="justify" style="font-family: verdana, arial, helvetica, sans-serif; font-size: 11px;"><span style="color: #b20c46; font-family: Arial; font-size: x-small;"><b>Documents Required</b></span></div><ul><li><div align="justify"><div style="font-family: verdana, arial, helvetica, sans-serif;"><span style="font-family: Arial;">Photocopy of other credit card(s) (front only)</span></div><div style="font-family: verdana, arial, helvetica, sans-serif;"><span style="font-family: Arial;">Photocopies of credit card statements from other banks (last 2 months)</span></div><div style="font-family: verdana, arial, helvetica, sans-serif;"><span style="font-family: Arial;"><br />
</span></div><span class="Apple-style-span" style="font-family: Arial;">call/sms :- 0172121978 or azawawi@bankislam.com.my</span><br />
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</ul>Unknownnoreply@blogger.com2tag:blogger.com,1999:blog-6183117590648120199.post-72825051456692021572011-07-29T07:53:00.000-07:002011-08-24T06:48:19.536-07:00List Of Panel Employer @ Bank Islam Personal Financing-i<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEip-Fmlaq8lvIutxcJuwwvXCBcBRvoVnq0PAOAUCAJxoCTND1wZCmBaaysidDdn88PoZlVuvIj4DlNA3s0At1SL8F75vKYSj8NwCK70n10IQ_j9-v5KHERIx8FOF9nRTvKFKqya7A7T6T06/s1600/duit+raya+with+Bank+Islam+Personal+Financing+i_.jpg22.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEip-Fmlaq8lvIutxcJuwwvXCBcBRvoVnq0PAOAUCAJxoCTND1wZCmBaaysidDdn88PoZlVuvIj4DlNA3s0At1SL8F75vKYSj8NwCK70n10IQ_j9-v5KHERIx8FOF9nRTvKFKqya7A7T6T06/s320/duit+raya+with+Bank+Islam+Personal+Financing+i_.jpg22.jpg" width="239" /></a></div><div class="separator" style="clear: both; text-align: center;"><br />
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</div><div class="separator" style="clear: both; text-align: center;">List Of Panel Company for Personal Financing-i @ Bank Islam (Personal Loan) :-</div><div class="separator" style="clear: both; text-align: center;"></div><div class="separator" style="clear: both; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; text-align: center;">Petronas & Subs , I-Perintis, ExxonMobil, Shell, HSBC HDPM, Sime Darby & Subs, Prokhas, Faber Group & Subs, All Government Staff, All Federal State Staff, KPJ Healthcare & Subs, Takaful Malaysia, Tabung Haji, PNB, ASTRO & Subs, RHB Bank, Vads Berhad, Telekom Malaysia, My Eg Services & Subs, Exim Bank, UNITAR, PLUS, KWSP, TNB, LHDN, Khazanah Nasional, PPUM, Malaysia Airlines MAS, Gas Malaysia, SIRIM, Allianz, MEPS, IWK, LLM, Kontena Nasional, PharmaNiaga, KFC Holodings, Aker Solution, Bursa Malaysia, All Doctor's, Mesiniaga, OPEN UNIVERSITY (OUM) and many more.</div><div class="separator" style="clear: both; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; text-align: center;"><br />
</div><div class="separator" style="clear: both; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; text-align: center;">Rate 3,25% (flat rate), No Guarantor, Max 15 Years of Payment Period, Min Salary RM1,500 including Allowance, Salary Deduction or Transfer to Bank Islam.</div><div class="separator" style="clear: both; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; text-align: center;"><br />
</div><div class="separator" style="clear: both; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; text-align: center;">SMS:- Your Company Name and send to 0172121978 / 0172121939 to to apply /check..</div><br />
<div class="separator" style="clear: both; text-align: center;"></div><div class="separator" style="clear: both; text-align: center;">Bank Islam Pacakge Financing (Company Under Package A & B Scheme)</div><div class="separator" style="clear: both; text-align: center;"><br />
</div><div class="separator" style="clear: both; text-align: center;"> </div><div class="separator" style="clear: both; text-align: center;">AIN MEDICARE SDN BHD </div><div class="separator" style="clear: both; text-align: center;">AIR KELANTAN SDN BHD </div><div class="separator" style="clear: both; text-align: center;">AKADEMI BAHASA MARA </div><div class="separator" style="clear: both; text-align: center;">AKADEMI BINAAN MSIA WILAYAH TIMUR </div><div class="separator" style="clear: both; text-align: center;">KAUNTAN NEGARA MALAYSIA CAW.KELANTAN </div><div class="separator" style="clear: both; text-align: center;">AKER SOLUTIONS MALAYSIA SDN BHD& SUBS </div><div class="separator" style="clear: both; text-align: center;">AKIL AUTOMOBIL & SERVICES </div><div class="separator" style="clear: both; text-align: center;">AKSI HARMONI SDN BHD </div><div class="separator" style="clear: both; text-align: center;">AKTIVITI MUTIARA (M) SDN. BHD. </div><div class="separator" style="clear: both; text-align: center;">AL ISLAM SPECIALIST HOSPITAL </div><div class="separator" style="clear: both; text-align: center;">ALAM BIRU SDN BHD </div><div class="separator" style="clear: both; text-align: center;">ALAM SEKITAR M'SIA SDN BHD </div><div class="separator" style="clear: both; text-align: center;">ALL FEDERAL GOV.STAFF</div><div class="separator" style="clear: both; text-align: center;">ALL FEDERAL GOVERNMENT STAFF </div><div class="separator" style="clear: both; text-align: center;">ALL FEDERAL GOVT STAFF </div><div class="separator" style="clear: both; text-align: center;">ALL STATES GOVERNMENT STAFF</div><div class="separator" style="clear: both; text-align: center;">ALL PRIVATE DOCTOR'S</div><div class="separator" style="clear: both; text-align: center;">ALL GOVERNMENT DOCTOR'S </div><div class="separator" style="clear: both; text-align: center;">ALLIANZ (M) BERHAD (PAKEJ A -ALL PRDCTS) </div><div class="separator" style="clear: both; text-align: center;">AMANAH IKHTIAR MALAYSIA </div><div class="separator" style="clear: both; text-align: center;">AMANAH RAYA BHD (HOLD) </div><div class="separator" style="clear: both; text-align: center;">AMPANG PUTERI S.HOSP. </div><div class="separator" style="clear: both; text-align: center;">ASEAN BINTULU FERTILIZER SDN BHD </div><div class="separator" style="clear: both; text-align: center;">ASIAN SUPPLY BASE SDN BHD (HOLD) </div><div class="separator" style="clear: both; text-align: center;">ASSOCIATED PAN MSIA CEMENT-RAWANG PLANT </div><div class="separator" style="clear: both; text-align: center;">ASTRO ALL ASIA NETWORKS PLC </div><div class="separator" style="clear: both; text-align: center;"><br />
</div><div class="separator" style="clear: both; text-align: center;">Bintulu Adhesives & Chemical Sdn Bhd </div><div class="separator" style="clear: both; text-align: center;">Bintulu Edible Oils Sdn Bhd </div><div class="separator" style="clear: both; text-align: center;">BANK INDUS. & TEKNO (M) BHD & SUBSIDIARI </div><div class="separator" style="clear: both; text-align: center;">BENDAHARI NEGERI PERAK </div><div class="separator" style="clear: both; text-align: center;">BENTA WAWASAN SDN BHD </div><div class="separator" style="clear: both; text-align: center;">BERNAS PERDANA SDN BHD </div><div class="separator" style="clear: both; text-align: center;">BERTAM PROPERTIES SDN BHD (HOLD) </div><div class="separator" style="clear: both; text-align: center;">BINA DARULAMAN BHD & 7 SUBSIDIARIES </div><div class="separator" style="clear: both; text-align: center;">BINARAYA PKINK SDN BHD </div><div class="separator" style="clear: both; text-align: center;">BINTULU PORT HOLDINGS BHD & 2 SUB </div><div class="separator" style="clear: both; text-align: center;">BINTULU PORT SDN BHD (HFA: NON-SUBSIDY)</div><div class="separator" style="clear: both; text-align: center;">BP PETRONAS ACETYLES SDN BHD </div><div class="separator" style="clear: both; text-align: center;">BUKIT MERTAJAM S.HOSP</div><div class="separator" style="clear: both; text-align: center;">BURSA MALAYSIA BERHAD (BURSA) </div><div class="separator" style="clear: both; text-align: center;"><br />
</div><div class="separator" style="clear: both; text-align: center;">CAHYA MATA SARAWAK BERHAD (CMSB) </div><div class="separator" style="clear: both; text-align: center;">CEFS RESPONSE (PF:B & HFA:A) </div><div class="separator" style="clear: both; text-align: center;">CELCOM Timur Sdn Bhd </div><div class="separator" style="clear: both; text-align: center;">CIDB MALAYSIA </div><div class="separator" style="clear: both; text-align: center;">CMS Cement Sdn Bhd </div><div class="separator" style="clear: both; text-align: center;">COGNIS OLEOCHEMICALS (M)S/B(EMERY OLEOCH </div><div class="separator" style="clear: both; text-align: center;">CROPS RESEARCH & APPLICATION UNIT(CRAUN) </div><div class="separator" style="clear: both; text-align: center;">CTRM AVIATION SDN BHD </div><div class="separator" style="clear: both; text-align: center;">CTRM GROUP OF COMPANIES </div><div class="separator" style="clear: both; text-align: center;"><br />
</div><div class="separator" style="clear: both; text-align: center;">DARULAMAN REALTY SDN BHD </div><div class="separator" style="clear: both; text-align: center;">DATAPOS (M) SDN BHD (HOLD) </div><div class="separator" style="clear: both; text-align: center;">DESA LESTARI SDN BHD & 4 SUB.(HOLD) </div><div class="separator" style="clear: both; text-align: center;">DESA PLUS SDN BHD & 3 SUBSIDIARIES </div><div class="separator" style="clear: both; text-align: center;">DEWAN BANDARAYA KUALA LUMPUR </div><div class="separator" style="clear: both; text-align: center;">DEWAN BANDARAYA KUCHING UTARA (DBKU) </div><div class="separator" style="clear: both; text-align: center;">DR.NIK & ASSOCIATES SDN BHD </div><div class="separator" style="clear: both; text-align: center;"><br />
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<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhpbp18jVtb7w5xE-XQ21YlILTMythaZsAxKbsz9IfnmAEub2B1HLb7WgN_r4Yx0SACRbKPhgS4z7QvOECuocU642U6MIQfAjpqOCKvVw1zNApDKu40b9SPWuTkZuQeh7YFm_OdZLIk4osw/s1600/yourfile.gif" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="76" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhpbp18jVtb7w5xE-XQ21YlILTMythaZsAxKbsz9IfnmAEub2B1HLb7WgN_r4Yx0SACRbKPhgS4z7QvOECuocU642U6MIQfAjpqOCKvVw1zNApDKu40b9SPWuTkZuQeh7YFm_OdZLIk4osw/s320/yourfile.gif" width="320" /></a></div>Unknownnoreply@blogger.com3tag:blogger.com,1999:blog-6183117590648120199.post-28326994731529325332011-07-10T15:40:00.000-07:002011-07-11T06:02:05.647-07:00Home Financing @ Bank Islam<table cellpadding="0px" cellspacing="0px" style="font-family: verdana, arial, helvetica, sans-serif; text-align: left;"><tbody>
<tr><td align="left" class="SubPageTitle" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: #c60c46; font: normal normal bold 14px/normal Arial; vertical-align: top;" valign="top" width="100%"><span class="Apple-style-span" style="font-size: small;">Baiti Home Financing-i / Wahdah refinancing-i</span></td></tr>
<tr><td class="aq-news-desc" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px;" valign="top"><table border="0" cellpadding="0" cellspacing="0" style="text-align: left;"><tbody>
<tr><td id="MSOZoneCell_WebPartWPQ2" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px;" valign="top"><table border="0" cellpadding="0" cellspacing="0" style="text-align: left;" toplevel=""><tbody>
<tr><td style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px;"><table border="0" cellpadding="0" cellspacing="0" style="text-align: left;"><tbody>
<tr class="ms-WPHeader"><td id="WebPartTitleWPQ2" style="border-bottom-width: 0px; border-collapse: collapse; border-color: initial; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-style: initial; border-top-width: 0px; width: 513px;" title=" - Use for formatted text, tables, and images."><h3 class="ms-standardheader ms-WPTitle" style="color: #4c4c4c; font-family: tahoma, sans-serif; font-weight: bold; margin-bottom: 0em; margin-left: 0em; margin-right: 0em; margin-top: 0em; padding-bottom: 2px; padding-left: 3px; padding-right: 7px; padding-top: 2px; text-align: right;"><nobr><span class="aq-print" style="padding-left: 20px;"><span class="Apple-style-span" style="font-size: small;"> </span></span></nobr></h3></td></tr>
</tbody></table></td></tr>
<tr><td class="ms-WPBorder" style="border-bottom-width: 0px; border-color: initial; border-color: initial; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-style: initial; border-style: initial; border-top-width: 0px;" valign="top"><div allowdelete="false" class="ms-WPBody" haspers="false" id="WebPartWPQ2" style="margin-right: 5px;" webpartid="e6d75766-99e6-4534-9a94-15470faac864" width="100%"><div style="font-family: verdana, arial, helvetica, sans-serif;"><span style="font-family: Arial;">Choosing the right kind of home with a right kind of house financing product couldn’t be any easier !!<br />
<br />
With <span style="color: #b20c46;"><b>Baiti Home Financing-i</b></span>, we offer a comprehensive and fully Syariah Compliance Home Financing solution that best meet your financing needs :-<br />
</span></div><div style="font-family: verdana, arial, helvetica, sans-serif;"><span style="font-family: Arial;"><span style="color: #b20c46;"><b>Attractive Terms</b></span></span></div><ul><li style="font-family: verdana, arial, helvetica, sans-serif;"><span style="font-family: Arial;">High Margin Of Financing up to 90%</span></li>
<li style="font-family: verdana, arial, helvetica, sans-serif;"><span style="font-family: Arial;">Financing of :</span><ol><li style="font-family: Arial;" type="a"><span style="font-family: Arial;">Mortgage Reducing Term Takaful (MRTT)</span></li>
<li style="font-family: Arial;" type="a"><span style="font-family: Arial;">Long-Term House Takaful (LTHT)</span></li>
<li style="font-family: Arial;" type="a"><span style="font-family: Arial;">Stamp Duty</span></li>
<li style="font-family: Arial;" type="a"><span style="font-family: Arial;">Legal Fees</span></li>
<li style="font-family: Arial;" type="a"><span style="font-family: Arial;">Valuation Fees</span></li>
</ol></li>
<li style="font-family: verdana, arial, helvetica, sans-serif;"><span style="font-family: Arial;">Longer Financing Tenure of Up to 40 Years or age 65, whichever is earlier</span></li>
<li><span style="font-family: Arial;"><span class="Apple-style-span" style="font-family: verdana, arial, helvetica, sans-serif;">Competitive Financing Rates</span></span></li>
<li style="font-family: verdana, arial, helvetica, sans-serif;"><span style="font-family: Arial;"><span class="Apple-style-span" style="font-family: Arial;">20% discount on Stamp Duty for Perfecting The Bank’s Security Documentation</span></span></li>
<li><span style="font-family: Arial;">No Processing Fees</span></li>
<span style="font-family: Arial;"><span class="Apple-style-span" style="font-family: verdana, arial, helvetica, sans-serif;"> </span></span></ul><table cellpadding="0px" cellspacing="0px" style="text-align: left;"><tbody>
<tr><td align="left" class="SubPageTitle" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: #c60c46; font: normal normal bold 14px/normal Arial; vertical-align: top;" valign="top" width="100%"><span class="Apple-style-span" style="font-size: small;">Wahdah Home Refinancing-i</span></td></tr>
<tr><td class="aq-news-desc" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px;" valign="top"><table border="0" cellpadding="0" cellspacing="0" style="text-align: left;"><tbody>
<tr><td id="MSOZoneCell_WebPartWPQ2" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px;" valign="top"><table border="0" cellpadding="0" cellspacing="0" style="text-align: left;" toplevel=""><tbody>
<tr><td style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; text-align: right;"><span class="Apple-style-span" style="color: #4c4c4c; font-family: tahoma, sans-serif;"><span class="Apple-style-span" style="border-collapse: collapse; white-space: nowrap;"><br />
</span></span></td></tr>
<tr><td class="ms-WPBorder" style="border-bottom-width: 0px; border-color: initial; border-color: initial; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-style: initial; border-style: initial; border-top-width: 0px;" valign="top"><div allowdelete="false" class="ms-WPBody" haspers="false" id="WebPartWPQ2" style="font-family: verdana, arial, helvetica, sans-serif; margin-right: 5px;" webpartid="b141a6da-31ed-4eea-967c-83f3b741bd8f" width="100%"><span style="font-family: Arial;">Looking for the best way to lower your house financing monthly installment? Or do you need extra cash for your personal needs? Why not have it all by capitalising on the appreciation value of your house with our <span style="color: #b20c46;"><b>Wahdah Home Refinancing-i</b></span>. </span></div></td></tr>
</tbody></table></td></tr>
</tbody></table></td></tr>
</tbody></table><span class="Apple-style-span" style="color: #b20c46; font-family: Arial;"><b><br />
</b></span><br />
<ul style="font-family: verdana, arial, helvetica, sans-serif;"><li><span style="font-family: Arial;">Enjoy 2 months break on your monthly installments with our Payment Holiday features (every November & December)</span></li>
<li><span style="font-family: Arial;">Enjoy No Payment During Construction (NPDC) up to maximum of 2 years for selected residential projects<br />
<br />
</span></li>
</ul><div style="font-family: verdana, arial, helvetica, sans-serif;"><b><span style="font-family: Arial;">You are eligible if you are:</span></b></div><ul style="font-family: verdana, arial, helvetica, sans-serif;"><li><span style="font-family: Arial;">Age between 18 to 65 years old</span></li>
<li><span style="font-family: Arial;">Resident or Non Resident</span></li>
<li><span style="font-family: Arial;">Not a bankrupt or have any legal action<br />
<br />
</span></li>
</ul><div style="font-family: verdana, arial, helvetica, sans-serif;"><b><span style="font-family: Arial;">What we need from you :</span></b></div><ul style="font-family: verdana, arial, helvetica, sans-serif;"><li><span style="font-family: Arial;">Photocopy of identity card</span></li>
<li><span style="font-family: Arial;">For salary earners :</span><ul type="square"><li><span style="font-family: Arial;">Latest 3 months salary slips</span></li>
<li><span style="font-family: Arial;">Latest 3 months salary crediting account statements</span></li>
<li><span style="font-family: Arial;">Employer’s confirmation letter</span></li>
<li><span style="font-family: Arial;">Annual Income Statement/ BE Form / EPF statement</span></li>
<li><span style="font-family: Arial;">Any other supporting income documents</span></li>
</ul></li>
<li><span style="font-family: Arial;">For businessmen :</span><ul type="square"><li><span style="font-family: Arial;">Company / Business Registration</span></li>
<li><span style="font-family: Arial;">Last 6 months’ bank statements</span></li>
<li><span style="font-family: Arial;">Latest 3 years Financial Statement</span></li>
<li><span style="font-family: Arial;">Latest B Form</span></li>
<li><span style="font-family: Arial;">Any other supporting income documents</span></li>
</ul></li>
<li><span style="font-family: Arial;">Sales & Purchase Agreement</span></li>
<li><span style="font-family: Arial;">Photocopy of title deed</span></li>
<li><span style="font-family: Arial;">Copy of valuation report by Bank’s panel valuer (if required)<br />
<br />
</span></li>
</ul><div style="font-family: verdana, arial, helvetica, sans-serif;"><span style="font-family: Arial;"><b>SJKP Housing Scheme</b><br />
This scheme is to cater the purchase of house under the priority sector or below RM100,000 with the following criteria:</span></div><ul style="font-family: verdana, arial, helvetica, sans-serif;"><li><span style="font-family: Arial;">Age between 18 to 65 years old</span></li>
<li><span style="font-family: Arial;">Non fixed income earner with monthly income of more than RM1,000, or fixed monthly income earner of more than RM1,000</span></li>
<li><span style="font-family: Arial;">First house financing for own occupancy.</span></li>
<li><span style="font-family: Arial;">Financing amount up to RM100,000.</span></li>
<li><span style="font-family: Arial;">High Margin of Financing up to 100%, including financing for Takaful<br />
<br />
<br />
<span class="Apple-style-span" style="font-size: xx-small;"> </span></span></li>
</ul><div style="font-family: verdana, arial, helvetica, sans-serif; font-size: 8pt;"><i><span style="font-family: Arial; font-size: xx-small;">Subject to terms & conditions</span></i></div><div style="font-family: verdana, arial, helvetica, sans-serif; font-size: 8pt;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgeC-vks7B2i38ZqRxlrz2CH6vJZP0Os7kAmppZkPwz4AoFhGnQwkiowL-jXsMtSwzdBYG0u3Xt7S789dDpOYaCgvKTE5E_3VmyFU3TWSarSGEToKH_Ad75We2hDDYSPFOzNd0BjDzKmbwa/s1600/BUNTING_HOUSE.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgeC-vks7B2i38ZqRxlrz2CH6vJZP0Os7kAmppZkPwz4AoFhGnQwkiowL-jXsMtSwzdBYG0u3Xt7S789dDpOYaCgvKTE5E_3VmyFU3TWSarSGEToKH_Ad75We2hDDYSPFOzNd0BjDzKmbwa/s320/BUNTING_HOUSE.jpg" width="107" /></a></div><i><span style="font-family: Arial; font-size: xx-small;"><br />
</span></i></div><div class="separator" style="clear: both; text-align: center;"></div><div style="font-family: verdana, arial, helvetica, sans-serif; font-size: 8pt;"><i><span style="font-family: Arial; font-size: xx-small;"><br />
</span></i></div></div></td></tr>
</tbody></table></td></tr>
</tbody></table></td></tr>
</tbody></table>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-6183117590648120199.post-57843154908619033052011-07-10T15:28:00.000-07:002011-08-03T05:07:44.503-07:00Personal Financing-i @ Bank Islam for Panel + Private Company<span class="Apple-style-span" style="color: #595959; font-family: Arial; font-size: x-small; line-height: 13px;"><span style="font-family: Arial; font-size: x-small;"></span></span><br />
<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiKQUdA9h34TLnhnaCllGo-i6LpuH7lc6sEhZKl43j2fV2uOYrMOcHOKaJRhQpleHgrpCGNLT0kT-nAPS55anodHP722kZdXzIaCyRmyPQ07NkFG1PEqIR8zCMmUyWJMkjEfDao6QZGcm9L/s1600/duit+raya+with+Bank+Islam+Personal+Financing+i_.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiKQUdA9h34TLnhnaCllGo-i6LpuH7lc6sEhZKl43j2fV2uOYrMOcHOKaJRhQpleHgrpCGNLT0kT-nAPS55anodHP722kZdXzIaCyRmyPQ07NkFG1PEqIR8zCMmUyWJMkjEfDao6QZGcm9L/s1600/duit+raya+with+Bank+Islam+Personal+Financing+i_.jpg" /></a></div><b><span class="Apple-style-span" style="background-color: black; color: #eeeeee; font-family: 'Trebuchet MS', sans-serif;"><br />
</span></b><br />
<b><span class="Apple-style-span" style="background-color: black; color: #eeeeee; font-family: 'Trebuchet MS', sans-serif;">Personal Financing i</span></b><br />
<span class="Apple-style-span" style="color: #eeeeee; font-family: 'Trebuchet MS', sans-serif;"><b><br />
</b></span><br />
<b><span class="Apple-style-span" style="background-color: black; color: #eeeeee; font-family: 'Trebuchet MS', sans-serif;">Features</span></b><br />
<div style="line-height: normal;"><span style="color: #eeeeee; font-family: 'Trebuchet MS', sans-serif;"><b style="background-color: black;"><br />
</b></span></div><div style="line-height: normal;"><span style="color: #eeeeee; font-family: 'Trebuchet MS', sans-serif;"><b style="background-color: black;">For Package A & B-Panel Company</b></span></div><div style="line-height: normal;"><span style="color: #eeeeee; font-family: 'Trebuchet MS', sans-serif;"><b style="background-color: black;"><br />
</b></span></div><div style="line-height: normal;"><span style="color: #eeeeee; font-family: 'Trebuchet MS', sans-serif;"><b style="background-color: black;">Financing Quantum</b></span></div><b><span class="Apple-style-span" style="background-color: black; color: #eeeeee; font-family: 'Trebuchet MS', sans-serif;"></span></b><br />
<ul type="disc"><li style="line-height: normal;"><b><span class="Apple-style-span" style="background-color: black; color: #eeeeee; font-family: 'Trebuchet MS', sans-serif;">Based on eligibility limit and subject to minimum amount of RM10,000 and maximum amount of RM200,000</span></b></li>
<b><span class="Apple-style-span" style="background-color: black; color: #eeeeee; font-family: 'Trebuchet MS', sans-serif;"> </span></b></ul><div style="line-height: normal;"><b><span class="Apple-style-span" style="background-color: black; color: #eeeeee; font-family: 'Trebuchet MS', sans-serif;">Payment Period</span></b></div><ul type="disc"><li style="line-height: normal;"><b><span class="Apple-style-span" style="background-color: black; color: #eeeeee; font-family: 'Trebuchet MS', sans-serif;">Maximum of 15 years (180 months) or up to the retirement age, whichever is earlier</span></b></li>
<b><span class="Apple-style-span" style="background-color: black; color: #eeeeee; font-family: 'Trebuchet MS', sans-serif;"> </span></b></ul><div style="line-height: normal;"><b><span class="Apple-style-span" style="background-color: black; color: #eeeeee; font-family: 'Trebuchet MS', sans-serif;">Financing Rate Offer</span></b></div><ul type="disc"><li style="line-height: normal;"><b><span class="Apple-style-span" style="background-color: black; color: #eeeeee; font-family: 'Trebuchet MS', sans-serif;">1-3 years : 3.25% p.a (with Bank Islam Will Writing, BancaTakaful products subscription or Bank Islam Card-i)</span></b></li>
<b><span class="Apple-style-span" style="background-color: black; color: #eeeeee; font-family: 'Trebuchet MS', sans-serif;">
<li style="line-height: normal;">1-3 years : 3.50% p.a </li>
<li style="line-height: normal;">4-10 years : 4.99% p.a</li>
<li style="line-height: normal;">11-15 years : 5.50% p.a</li>
</span></b></ul><div style="line-height: normal;"><b><span class="Apple-style-span" style="background-color: black; color: #eeeeee; font-family: 'Trebuchet MS', sans-serif;">Eligibility</span></b></div><ul type="disc"><li style="line-height: normal;"><b><span class="Apple-style-span" style="background-color: black; color: #eeeeee; font-family: 'Trebuchet MS', sans-serif;">Applicant must be 18 years and not exceeding the retirement age at the end of payment period</span></b></li>
<b><span class="Apple-style-span" style="background-color: black; color: #eeeeee; font-family: 'Trebuchet MS', sans-serif;">
<li style="line-height: normal;">Malaysian citizen</li>
<li style="line-height: normal;">Earning a minimum fixed income of RM1,500.00 per month</li>
<li style="line-height: normal;">Applicant must be a continued employee in any of the following:</li>
</span></b></ul><ul><ul type="square"><li><b><span class="Apple-style-span" style="background-color: black; color: #eeeeee; font-family: 'Trebuchet MS', sans-serif;">Government Sector</span></b></li>
<b><span class="Apple-style-span" style="background-color: black; color: #eeeeee; font-family: 'Trebuchet MS', sans-serif;">
<li>Selected Public Listed Companies</li>
<li>Subsidiaries of Government or Selected Public Listed Company</li>
<li>Other Prominent Private Limited Companies as categorized under package companies listed by Bank Islam</li>
<li>Total deduction must not exceed 50% from the gross salary or if inclusive of house deduction, it must not exceed 75% of deduction</li>
</span></b></ul></ul><b><span class="Apple-style-span" style="background-color: black; color: #eeeeee; font-family: 'Trebuchet MS', sans-serif;"><span class="Apple-style-span" style="line-height: 18px;"><div align="justify">FOR PRIVATE COMPANY</div><div align="justify"><br />
</div><div align="justify">Financing Quantum</div><div><ul><li><div align="justify">Based on eligibility limit and subject to minimum of RM10,000 and maximum amount of RM150,000</div></li>
<li><div align="justify">Financing RM30,000 and below – without guarantor</div></li>
<li><div align="justify">Financing more than RM30,000 – one guarantor</div></li>
</ul></div><div align="justify">Payment Period</div><ul><li><div align="justify">Maximum 120 months (10 years) or up to the retirement age, whichever is earlier</div></li>
</ul><div align="justify">Profit Margin</div><ul><li><div align="justify">1 - 3 years : 6.0% p.a. (Flat)</div></li>
<li>4 - 8 years : 6.8% p.a (Flat)</li>
<li><div align="justify">9 - 10 years : 7.0% p.a. (Flat) </div></li>
</ul><div align="justify">Advance Payment</div><ul><li><div align="justify">Equivalent to 2 months installment (if applicable)</div></li>
</ul><div align="justify"><br />
</div><div align="justify">Eligibility</div><ul><li><div align="justify">Applicant must be 18 years and not exceeding the retirement age at the end of payment period</div></li>
<li><div align="justify">Malaysian citizen</div></li>
<li><div align="justify">Earning a minimum fixed income of RM3,000 per month</div></li>
<li><div align="justify">Applicant and/or guarantor must be a continued employee in any of the following:</div><ul><li><div align="justify">Government Sector</div></li>
<li><div align="justify">Public Listed Companies</div></li>
<li><div align="justify">Subsidiaries of Government or Public Listed Company</div></li>
</ul></li>
<li><div align="justify">Total deduction must not exceed 40% from the gross salary or if inclusive of house deduction, it must not exceed 65% of deduction</div></li>
</ul></span><span class="Apple-style-span" style="line-height: 13px;"><div style="line-height: normal;"><br />
</div><div style="line-height: normal;">Takaful Coverage</div><ul type="disc"><li style="line-height: normal;">Personal Financing Takaful Plan</li>
</ul>Wakalah Fee<ul type="disc"><li style="line-height: normal;">RM50.00 - For being the customer's agent to sell commodity to the Broker</li>
</ul></span></span></b><br />
<div style="line-height: normal;"><b><span class="Apple-style-span" style="background-color: black; color: #eeeeee; font-family: 'Trebuchet MS', sans-serif;"><em style="font-style: normal;">Documents Required</em><em style="font-style: normal;"> </em></span></b></div><span class="Apple-style-span" style="background-color: black; line-height: 13px;"><span class="Apple-style-span" style="color: #eeeeee; font-family: 'Trebuchet MS', sans-serif;"><b></b></span></span><br />
<ul style="line-height: 13px;" type="disc"><span class="Apple-style-span" style="background-color: black; color: #eeeeee; font-family: 'Trebuchet MS', sans-serif;"><b></b></span>
<li class="MsoNormal" style="line-height: 14pt; text-align: left;"><b><span class="Apple-style-span" style="background-color: black; color: #eeeeee; font-family: 'Trebuchet MS', sans-serif;">A copy of identity card<o:p></o:p></span></b></li>
<li class="MsoNormal" style="line-height: 14pt; text-align: left;"><b><span class="Apple-style-span" style="background-color: black; color: #eeeeee; font-family: 'Trebuchet MS', sans-serif;">Latest 3 months' salary slip<o:p></o:p></span></b></li>
<li class="MsoNormal" style="line-height: 14pt; text-align: left;"><span style="color: #eeeeee; font-family: 'Trebuchet MS', sans-serif;"><b style="background-color: black;">Latest employer's confirmation letter</b></span></li>
<li class="MsoNormal" style="line-height: 14pt; text-align: left;"><b><span class="Apple-style-span" style="background-color: black; color: #eeeeee; font-family: 'Trebuchet MS', sans-serif;">Latest income statement (Form B/eBE/ EA/EC)</span></b></li>
</ul><ul style="line-height: 13px;" type="disc"><li class="MsoNormal" style="line-height: 14pt; text-align: left;"><span style="color: #eeeeee; font-family: 'Trebuchet MS', sans-serif;"><b style="background-color: black;">Latest 3 months Bank Statements of salary crediting account</b></span></li>
</ul><div style="line-height: normal;"><b><em style="font-style: normal;"><span style="background-color: black; color: #eeeeee; font-family: 'Trebuchet MS', sans-serif;">Payment Method</span></em></b></div><span class="Apple-style-span" style="background-color: black; line-height: 13px;"><span class="Apple-style-span" style="color: #eeeeee; font-family: 'Trebuchet MS', sans-serif;"><b></b></span></span><br />
<ul style="line-height: 13px;" type="disc"><b><span class="Apple-style-span" style="color: #eeeeee; font-family: 'Trebuchet MS', sans-serif;">
<li style="background-color: black; line-height: normal;">Salary Deduction</li>
</span></b>
<li style="line-height: normal;"><span style="color: #eeeeee; font-family: 'Trebuchet MS', sans-serif;"><b style="background-color: black;">Salary Transfer to Bank Islam with Auto-debit Instruction</b></span></li>
<li style="line-height: normal;"><span style="color: #eeeeee; font-family: 'Trebuchet MS', sans-serif;"><b style="background-color: black;">Standing Instruction</b></span></li>
</ul><div style="line-height: normal;"><br />
</div><div style="line-height: normal;"><b><span class="Apple-style-span" style="background-color: black; color: #eeeeee; font-family: 'Trebuchet MS', sans-serif;">Benefits</span></b></div><ul style="line-height: 13px;" type="disc"><li style="line-height: normal;"><span style="color: #eeeeee; font-family: 'Trebuchet MS', sans-serif;"><b style="background-color: black;">Competitive rate</b></span></li>
<span style="color: #eeeeee; font-family: 'Trebuchet MS', sans-serif;"><b style="background-color: black;">
<li style="line-height: normal;">No hidden charges</li>
<li style="line-height: normal;">No guarantor is required</li>
<li style="line-height: normal;">No deposit</li>
<li style="line-height: normal;">No processing fee</li>
<li style="line-height: normal;">Flexible financing tenure</li>
<li style="line-height: normal;">Selling price – fixed and known</li>
<li style="line-height: normal;">Fast approval</li>
</b></span></ul><span class="Apple-style-span" style="background-color: black;"><b><span class="Apple-style-span" style="color: #eeeeee; font-family: 'Trebuchet MS', sans-serif;">Call 0172121978 / azawawi@bankislam.com.my for more info.</span></b><span style="color: #595959; font-family: Arial; font-size: x-small; line-height: 13px;"><span style="color: black;"></span></span><span style="font-size: x-small;"><span style="font-family: Arial;"></span></span></span><br />
<div><span style="font-size: x-small;"><span class="Apple-style-span" style="font-family: Arial;"><br />
</span></span></div><div><span style="font-size: x-small;"><span class="Apple-style-span" style="font-family: Arial;"><img src="http://www.bankislam.com.my/Banners/banner-personalfin-en.png" /></span></span></div>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-6183117590648120199.post-81980343310735467152011-07-08T21:01:00.001-07:002011-07-08T21:08:59.971-07:00My 1st Blogassalamuaikum,<br />
<br />
my own 1st ever blog.<br />
<br />
under construction..heheheeh..will be back..<br />
<br />
<span class="Apple-tab-span" style="white-space: pre;"> </span>Unknownnoreply@blogger.com0